Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.oromiamicrofinance.com/ |
Year established | 1997 |
Head of Institution | Teshome Kebede |
Regions active | |
# Branches | 242 |
Total Portfolio (nat'l) | ETB 1,280,000,000 |
Total Portfolio (USD) | USD 69,565,217.39 |
Active clients with loans | 503,000 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 0% - 20% |
Network affiliations | AEMFI |
Funders | Care International, Catholic Relief Services, A Glimmer of Hope, CIDR |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | ETB 1,900 - 5,000 | 12 | 20% - 40% | 0% - 20% | Business, Agriculture | Women, Men | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training | |||||||
Micro & Small Enterprise Loan | ETB 10,000 - 120,000 | 12 - 60 | 20% - 40% | 80% - 100% | Any Purpose | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training | |||||||
Urban Petty Trading Loan | ETB 2,000 - 5,000 | 4 - 12 | 80% - 100% | 80% - 100% | Business | Women, Men | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 10.0%-15.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 13.4% - 19.3% | 15.7% - 22.6% | 54 | ||||||||
Micro & Small Enterprise Loan | 10.0% annual, Flat | 1 Fee | 0 Ins | None | 20.00 ongoing | 21.8% | 21.8% | 46 | ||||||||
Urban Petty Trading Loan | 10.0%-15.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 23.8% - 31.2% | 30.4% - 39.3% | 31 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
AgroCapital | 21,900 | 16,894,000 | 11 | 163 |
ANED | 5,400 | 6,579,000 | 3 | 122 |
Banco FIE | 231,100 | 569,322,000 | 6 | 122 |
BancoSol | 215,300 | 861,418,000 | 30 | 122 |
CIDRE | 8,500 | 126,578,000 | 8 | 122 |
Coop Fatima | 6,300 | 44,280,000 | 7 | 163 |
CRECER | 166,900 | 134,626,000 | 13 | 122 |
Diaconia | 67,000 | 85,734,000 | 2 | 122 |
Ecofuturo | 59,200 | 226,839,000 | 5 | 122 |
EMPRENDER | 8,700 | 2,380,000 | 3 | 163 |
Fassil FFP | 57,600 | 325,081,000 | 5 | 122 |
FONCRESOL | 3,900 | 9,573,000 | 3 | 122 |
FONDECO | 14,200 | 24,274,000 | 3 | 122 |
Fortaleza | 20,100 | 164,530,000 | 13 | 122 |
FUBODE | 29,400 | 24,444,000 | 7 | 122 |
FUNBODEM | 8,600 | 15,798,000 | 9 | 122 |
IDEPRO | 10,400 | 40,479,000 | 2 | 122 |
IMPRO | 2,400 | 2,885,000 | 4 | 122 |
ProCredit | 84,300 | 257,487,000 | 8 | 163 |
PRODEM | 44,900 | 62,529,000 | 4 | 122 |
ProMujer BOL | 115,200 | 50,753,000 | 3 | 122 |
Sartawi | 14,600 | 26,842,000 | 8 | 122 |
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