Please note that the information you are viewing is 96 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
Please note that the information you are viewing is 78 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Oromia Credit & Savings S.C Bole RoadNr Damu HotelAddis AbabaPO BOX 19853
Data approved: 2011-12-23
Data version: 1
Age of data: 96 months

Institution

Seilanithih Limted No. 35, St. 360Sangkat Boeung Keng Kang IKhan Chamkarmorn, Phnom Penh
Data approved: 2013-04-02
Data version: 3
Age of data: 78 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.oromiamicrofinance.com/
Year established1997
Head of InstitutionTeshome Kebede
Regions active
# Branches242

Total Portfolio (nat'l)ETB 1,280,000,000
Total Portfolio (USD)USD 69,565,217.39
Active clients with loans503,000
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliationsAEMFI
FundersCare International, Catholic Relief Services, A Glimmer of Hope, CIDR

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.seilanithih.com.kh/
Year established1996
Head of InstitutionMr. Sanjay Gandhi
Regions activeBanteay Meanchey, Battambang, Kampong Cham, Kandal, Phnom Penh, PursatSiem Reap
# Branches25

Total Portfolio (nat'l)KHR 26,884,090,059
Total Portfolio (USD)USD 6,806,098.75
Active clients with loans11,502
Approximate % female clients60% - 80%
Approximate % urban clients0
Network affiliationsCMA
FundersCMI, CARD

Loan Products » Summary

405,776 Borrowers
USD 49,802,603.26 Portfolio
Active Product
68,000 Borrowers
USD 10,563,695.65 Portfolio
Active Product
29,000 Borrowers
USD 9,198,913.04 Portfolio
Active Product

Loan Products » Summary

2,830 Borrowers
USD 483,614.61 Portfolio
Active Product
878 Borrowers
USD 181,137.46 Portfolio
Active Product
3,102 Borrowers
USD 2,650,893.32 Portfolio
Active Product
7,352 Borrowers
USD 3,194,055.87 Portfolio
Active Product
1,048 Borrowers
USD 1,007,057 Portfolio
Active Product
Retired Product
Retired Product
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan ETB 1,900 - 5,000 12 20% - 40% 0% - 20% Business, Agriculture Women, Men Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training
Micro & Small Enterprise Loan ETB 10,000 - 120,000 12 - 60 20% - 40% 80% - 100% Any Purpose Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training
Urban Petty Trading Loan ETB 2,000 - 5,000 4 - 12 80% - 100% 80% - 100% Business Women, Men Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loan (KHR) KHR 400,000 - 2,400,000 1 - 24 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land Credit Ins
Group Loan (THB) THB 4,000 - 24,000 1 - 12 60% - 80% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Ins
Individual Loan (THB) THB 4,000 - 200,000 1 - 12 60% - 80% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Ins
Individual Loan (KHR) KHR 400,000 - 20,000,000 1 - 12 60% - 80% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group
Individual Loan (USD) USD 100 - 10,000 1 - 24 40% - 60% 20% - 40% Business Women, Men, Have business, Have home or land, Specific age group

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 10.0%-15.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 13.4% - 19.3% 15.7% - 22.6% 54
Micro & Small Enterprise Loan 10.0% annual, Flat 1 Fee 0 Ins None 20.00 ongoing 21.8% 21.8% 46
Urban Petty Trading Loan 10.0%-15.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 23.8% - 31.2% 30.4% - 39.3% 31

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan (KHR) 36.0% annual, Decl Bal 0 Fees 0 Ins None 3.0% upfront 36% 37.1% 97
Group Loan (THB) 36.0% annual, Decl Bal 0 Fees 0 Ins None 3.0% upfront 32.9% - 36% 34.8% - 37.1% 100
Individual Loan (THB) 27.0%-36.0% annual, Decl Bal 0 Fees 0 Ins None 3.0% upfront 27.1% - 36% 28.7% - 37.1% 88
Individual Loan (KHR) 30.0%-36.0% annual, Decl Bal 0 Fees 0 Ins None 3.0% upfront 30% - 36% 31% - 37.1% 85
Individual Loan (USD) 27.0%-36.0% annual, Decl Bal 0 Fees 0 Ins None 3.0% upfront 27.1% - 33.4% 28.6% - 35.2% 95

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 10.0%-15.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 13.4% - 19.3% 15.7% - 22.6% 54
Micro & Small Enterprise Loan 10.0% annual, Flat 1 Fee 0 Ins Ins None 20.00 ongoing 21.8% 21.8% 46
Urban Petty Trading Loan 10.0%-15.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 23.8% - 31.2% 30.4% - 39.3% 31

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan (KHR) 36.0% annual, Decl Bal 0 Fees 0 Ins Ins None 3.0% upfront 36% 37.1% 97
Group Loan (THB) 36.0% annual, Decl Bal 0 Fees 0 Ins Ins None 3.0% upfront 32.9% - 36% 34.8% - 37.1% 100
Individual Loan (THB) 27.0%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None 3.0% upfront 27.1% - 36% 28.7% - 37.1% 88
Individual Loan (KHR) 30.0%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None 3.0% upfront 30% - 36% 31% - 37.1% 85
Individual Loan (USD) 27.0%-36.0% annual, Decl Bal 0 Fees 0 Ins Ins None 3.0% upfront 27.1% - 33.4% 28.6% - 35.2% 95
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Institution Price Graph
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Key Statistics
# Samples:
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# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
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