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Institution

Oromia Credit & Savings S.C Bole RoadNr Damu HotelAddis AbabaPO BOX 19853
Data approved: 2011-12-23
Data version: 1
Age of data: 104 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.oromiamicrofinance.com/
Year established1997
Head of InstitutionTeshome Kebede
Regions active
# Branches242

Total Portfolio (nat'l)ETB 1,280,000,000
Total Portfolio (USD)USD 69,565,217.39
Active clients with loans503,000
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliationsAEMFI
FundersCare International, Catholic Relief Services, A Glimmer of Hope, CIDR

Loan Products » Summary

405,776 Borrowers
USD 49,802,603.26 Portfolio
Active Product
68,000 Borrowers
USD 10,563,695.65 Portfolio
Active Product
29,000 Borrowers
USD 9,198,913.04 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan ETB 1,900 - 5,000 12 20% - 40% 0% - 20% Business, Agriculture Women, Men Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training
Micro & Small Enterprise Loan ETB 10,000 - 120,000 12 - 60 20% - 40% 80% - 100% Any Purpose Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training
Urban Petty Trading Loan ETB 2,000 - 5,000 4 - 12 80% - 100% 80% - 100% Business Women, Men Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 10.0%-15.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 13.4% - 19.3% 15.7% - 22.6% 54
Micro & Small Enterprise Loan 10.0% annual, Flat 1 Fee 0 Ins None 20.00 ongoing 21.8% 21.8% 46
Urban Petty Trading Loan 10.0%-15.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 23.8% - 31.2% 30.4% - 39.3% 31
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Actuar Caldas3,7005,247,0001113
Actuar Quindio2,3002,800,0002113
Actuar Tolima8,8005,099,0003113
Amanecer4,3008,253,0004113
Banco Agrario56,30039,938,0003113
Banco WWB219,400294,019,0005108
Bancolombia36,20051,563,0001113
BdO10,4007,945,0002113
Comerciacoop1,6003,255,0004113
Confiar43,80081,993,0007113
Congente5,40020,045,0002113
Contactar25,10020,184,0002113
Crezcamos27,50022,564,0004113
Finamerica39,80099,536,0007113
FMM Popayán310,000243,614,0003113
FMSD6,8009,236,0006113
Fomentamos900102,0001113
Fund DeLaMujer199,900165,568,0001113
Fund Oleoductos500435,0001108
FUNDAUNIBAN6001,307,0002113
FUNDESAN2,4002,521,0005113
FUNDESMAG1,0001,698,0002113
Interactuar30,20093,846,0004113
MEDA15,60027,322,0002113
ProCredit CO5,70018,569,0003113
Caps / Zoom options
Key Statistics
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Loan Portfolio (USD)
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% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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