Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.oromiamicrofinance.com/ |
Year established | 1997 |
Head of Institution | Teshome Kebede |
Regions active | |
# Branches | 242 |
Total Portfolio (nat'l) | ETB 1,280,000,000 |
Total Portfolio (USD) | USD 69,565,217.39 |
Active clients with loans | 503,000 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 0% - 20% |
Network affiliations | AEMFI |
Funders | Care International, Catholic Relief Services, A Glimmer of Hope, CIDR |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | ETB 1,900 - 5,000 | 12 | 20% - 40% | 0% - 20% | Business, Agriculture | Women, Men | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training | |||||||
Micro & Small Enterprise Loan | ETB 10,000 - 120,000 | 12 - 60 | 20% - 40% | 80% - 100% | Any Purpose | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training | |||||||
Urban Petty Trading Loan | ETB 2,000 - 5,000 | 4 - 12 | 80% - 100% | 80% - 100% | Business | Women, Men | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 10.0%-15.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 13.4% - 19.3% | 15.7% - 22.6% | 54 | ||||||||
Micro & Small Enterprise Loan | 10.0% annual, Flat | 1 Fee | 0 Ins | None | 20.00 ongoing | 21.8% | 21.8% | 46 | ||||||||
Urban Petty Trading Loan | 10.0%-15.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0% upfront | 23.8% - 31.2% | 30.4% - 39.3% | 31 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
ABT | 25,400 | 37,378,000 | 2 | 114 |
AKIBA | 26,900 | 36,852,000 | 4 | 127 |
BELITA | 5,800 | 492,000 | 1 | 127 |
BRAC Tanzania | 102,300 | 19,663,000 | 2 | 127 |
F & K Finance | 0 | 38,000 | 1 | 149 |
FINCA Tanzania | 78,400 | 31,517,000 | 3 | 110 |
FMFC | 1,500 | 392,000 | 6 | 127 |
K-Finance Ltd | 1,000 | 264,000 | 2 | 127 |
Mbinga | 1,000 | 2,986,000 | 3 | 127 |
MCBL | 3,600 | 2,837,000 | 6 | 127 |
MDF Tanzania | 600 | 148,000 | 1 | 127 |
NMB | 45,100 | 74,528,000 | 1 | 127 |
Opportunity | 8,600 | 3,018,000 | 3 | 127 |
PRIDE Tanzania | 104,400 | 33,321,000 | 3 | 127 |
PTF | - | N/A | 127 | |
Selfina | 8,000 | 3,773,000 | 2 | 149 |
Tujijenge Tanzania | 10,000 | 2,060,000 | 4 | 127 |
VF^Tanzania | 34,390 | 7,613,000 | 4 | 121 |
Victoria | 100 | 377,000 | 3 | 149 |
YOSEFO | 17,100 | 2,211,000 | 3 | 149 |
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