Please note that the information you are viewing is 114 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Sidama MFI Head OfficeHawassaPO Box 565
Data approved: 2011-12-23
Data version: 1
Age of data: 114 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established1998
Head of InstitutionMr Tarekegn Bache
Regions active
# Branches20

Total Portfolio (nat'l)ETB 37,000,000
Total Portfolio (USD)USD 2,010,869.57
Active clients with loans52,914
Approximate % female clients20% - 40%
Approximate % urban clients20% - 40%
Network affiliationsAEMFI, MAIN
FundersIrish Aid (initially), Care Ethiopia

Loan Products » Summary

15,345 Borrowers
USD 703,804.35 Portfolio
Active Product
6,350 Borrowers
USD 36,195.65 Portfolio
Active Product
8,465 Borrowers
USD 30,163.04 Portfolio
Active Product
6,350 Borrowers
USD 28,152.17 Portfolio
Active Product
16,403 Borrowers
USD 361,956.52 Portfolio
Active Product
530 Borrowers
USD 2,010.87 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agricultural Loan ETB 300 - 50,000 3 - 24 0% - 20% 0% - 20% Business, Agriculture Women, Men Credit Educ, Group Mtgs, Credit Ins
General Loan ETB 300 - 10,000 12 40% - 60% 20% - 40% Any Purpose Women, Men, Salaried worker Credit Educ, Group Mtgs, Credit Ins
Housing Loan ETB 10,000 - 100,000 12 - 24 0% - 20% 80% - 100% Housing Women, Men, Have home or land Credit Ins
Micro and Small Enterprise Loan ETB 300 - 50,000 3 - 24 0% - 20% 80% - 100% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
Petty Trade Loan ETB 300 - 100,000 3 - 24 20% - 40% 40% - 60% Business Women, Men, Have home or land Credit Educ, Group Mtgs, Credit Ins
Service Loan ETB 300 - 100,000 12 - 24 40% - 60% 60% - 80% Business Women, Men, Have business Credit Educ, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Loan 12.0% annual, Flat 1 Fee 1 Ins None 6.0% upfront 20.00 ongoing 35.6% - 40.4% 41.9% - 48.8% 27
General Loan 18.0% annual, Flat 1 Fee 1 Ins None 6.0% upfront 20.00 ongoing 35.6% - 35.7% 42.8% - 46.9% 40
Housing Loan 15.0%-18.0% annual, Flat 1 Fee 1 Ins None 6.0% upfront 20.00 ongoing 28.7% - 35.6% 34.5% - 44.2% 41
Micro and Small Enterprise Loan 18.0% annual, Flat 1 Fee 1 Ins None 6.0% upfront 20.00 ongoing 28.6% - 35.5% 32.9% - 41.8% 51
Petty Trade Loan 18.0% annual, Flat 1 Fee 1 Ins None 6.0% upfront 20.00 ongoing 28.7% - 35.7% 32.9% - 43.7% 48
Service Loan 18.0% annual, Flat 1 Fee 1 Ins None 6.0% upfront 20.00 ongoing 28.7% - 28.8% 32.9% - 33.1% 54
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Adhikar35,3002,674,000196
AMPL00096
Arman41,500529,107,000196
Arohan43,5008,091,000296
ASA INDIA164,00015,380,000196
Asirvad113,50019,328,000196
Asmitha1,114,800217,867,000196
Bandhan4,048,600674,564,000596
Belstar123,00023,945,000274
BSFL275,20031,590,000396
Chaitanya20,7003,748,000396
Disha Microfin69,00014,332,000296
Equitas1,220,000186,415,000496
ESAF354,20043,500,000596
FFSL150,60035,719,000296
Fusion66,8009,820,000296
Grama Vidiyal738,200102,101,000196
Grameen Koota586,60083,555,0001598
Janalakshmi506,000119,077,000296
L & T Finance399,80037,199,000196
MFL331,80049,083,000196
MMFL175,00023,752,000296
Mpower13,6002,263,000296
Sahayata00096
Saija24,7004,682,000296
Samasta45,5004,809,000296
Satin405,60090,174,000296
SCCI115,60015,910,000296
Share2,195,400376,727,000196
SKS3,409,000355,029,000296
SMILE360,20056,927,000196
SNFL9,4001,779,000196
Sonata Finance158,20022,724,000398
Spandana533,400147,240,000296
Suryoday78,60014,713,000396
SVCL118,20018,886,000196
Swadhaar92,80017,166,000396
Trident68,7008,852,000196
Ujjivan913,300160,848,000596
Utkarsh168,60025,915,000396
VFS175,40019,264,000296
Asomi50,3004,743,0002128
AES India3,600286,0001128
Arth2,900611,0002128
Asomi50,3004,743,0002128
Barasat GS1,10099,508.021128
BJS6,000468,0001128
Cashpor417,00050,452,0001127
Credible10,0001,669,540.362128
DIBAKAR1,800145,0001127
GOF65,2005,388,0004127
Hope62,6004,407,0001125
Jaago2,700237,0001126
LOK4,900573,0001127
Nano25,6003,660,0002128
NBSAAVS28,1002,821,0001125
Nirantara8,200917,0002127
Parama7,100482,0001127
Pragathi26,2004,579,0006127
PWMACS36,5005,946,0001127
Saadhana90,90012,046,0002127
Sambhav1,500183,0003127
Seba Rahara6,700468,0001127
SU61,1005,498,0001127
Swayanshree7,900918,0002127
Vikas Samiti1,600168,0001127
Vistaar4,3001,157,0002125
We The People1,100244,0002127
WEMCS1,10085,0001127
Yukti1,10099,0002127
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to