2. SFPI
Please note that the information you are viewing is 150 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Nwabiagya RB
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Specialised Financial and Promotional Institution Bole Sub CityAddis AbabaPO Box 10689
Data approved: 2011-12-23
Data version: 1
Age of data: 150 months

Institution

NWABIAGYA RURAL BANK LIMITED BOX B170KUMASI, ASHANTI REGION233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 
Choose version

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established1997
Head of InstitutionMr Solomon W.Giorgis
Regions active
# Branches10

Total Portfolio (nat'l)ETB 50,807,161
Total Portfolio (USD)USD 2,761,258.75
Active clients with loans33,342
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsAEMFI
FundersTerrafina Microfinance, SOS Faim, CIDR, UNCDF

Institution Details

Institution TypePublic 'For Profit'
Is this institution regulated?Yes
Website addressN/A
Year established1987
Head of InstitutionNUAMAH-DANQUAH SAMUEL
Regions active0
# Branches7

Total Portfolio (nat'l)GHS 12,442,540.61
Total Portfolio (USD)USD 8,295,027.07
Active clients with loans8,963
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsARB APEX BANK, GHAMFIN
FundersSCIMP/IFAD, SPEED, ARB APEX BANK

Loan Products » Summary

Group
32,000 Borrowers
USD 2,608,695.65 Portfolio
Active Product
Individual
1,500 Borrowers
USD 130,434.78 Portfolio
Active Product
Youth Loan
100 Borrowers
USD 10,869.57 Portfolio
Active Product

Loan Products » Summary

Group Loan
706 Borrowers
USD 144,866.58 Portfolio
Active Product
Enterprise
522 Borrowers
USD 714,257.91 Portfolio
Active Product
Susu Loan
366 Borrowers
USD 145,846.89 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loan ETB 100 - 30,000 12 - 30 40% - 60% 40% - 60% Any Purpose Women, Men Credit Educ, Group Mtgs
Individual Loan ETB 10,000 - 120,000 12 - 30 40% - 60% 80% - 100% Any Purpose Women, Men Credit Educ, Business Training
Youth Loan Product ETB 5,000 - 30,000 12 - 24 20% - 40% 80% - 100% Business Women, Men, Specific age group Group Mtgs, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Lending GHS 200 - 1,500 4 - 12 60% - 80% 20% - 40% Business, Education Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits
Micro Enterprise Loan GHS 400 - 4,000 6 - 12 20% - 40% 40% - 60% Business Women, Men, Have business Credit Educ, Tech Asst Visits, Business Training
Susu Loan GHS 200 - 8,000 6 20% - 40% 40% - 60% Business, Other, petty traders Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 16.0%-24.0% annual, Flat 0 Fees 0 Ins None 5.0%-10.0% upfront 28.3% - 30.2% 30.6% - 35.2% 47
Individual Loan 16.0%-20.0% annual, Flat 0 Fees 0 Ins None 5.0%-10.0% upfront 29.4% - 30.9% 34.4% - 36% 45
Youth Loan Product 14.0% annual, Flat 0 Fees 0 Ins None 5.0% upfront 25.8% - 25.9% 27.8% - 27.9% 50

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Lending 29.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 99% - 109.1% 160.7% - 182.8% 16
Micro Enterprise Loan 29.0% annual, Flat 1 Fee 0 Ins None 20.0% upfront 48.7% - 69.9% 72.2% - 113.4% 30
Susu Loan 29.0% annual, Flat 1 Fee 1 Ins None 50.0% upfront 45.9% - 69.7% 149.9% - 355.2% 12

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 16.0%-24.0% annual, Flat 0 Fees 0 Ins Ins None 5.0%-10.0% upfront 28.3% - 30.2% 30.6% - 35.2% 47
Individual Loan 16.0%-20.0% annual, Flat 0 Fees 0 Ins Ins None 5.0%-10.0% upfront 29.4% - 30.9% 34.4% - 36% 45
Youth Loan Product 14.0% annual, Flat 0 Fees 0 Ins Ins None 5.0% upfront 25.8% - 25.9% 27.8% - 27.9% 50

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Lending 29.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 99% - 109.1% 160.7% - 182.8% 16
Micro Enterprise Loan 29.0% annual, Flat 1 Fee 0 Ins Ins None 20.0% upfront 48.7% - 69.9% 72.2% - 113.4% 30
Susu Loan 29.0% annual, Flat 1 Fee 1 Ins Ins None 50.0% upfront 45.9% - 69.7% 149.9% - 355.2% 12
Institution Price Graph
Click to view Price Analysis Tool
Institution Price Graph
Click to view Price Analysis Tool
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to ∞