Please note that the information you are viewing is 149 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
Please note that the information you are viewing is 133 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Specialised Financial and Promotional Institution Bole Sub CityAddis AbabaPO Box 10689
Data approved: 2011-12-23
Data version: 1
Age of data: 149 months

Institution

Data approved: 2013-06-25
Data version: 2
Age of data: 133 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established1997
Head of InstitutionMr Solomon W.Giorgis
Regions active
# Branches10

Total Portfolio (nat'l)ETB 50,807,161
Total Portfolio (USD)USD 2,761,258.75
Active clients with loans33,342
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsAEMFI
FundersTerrafina Microfinance, SOS Faim, CIDR, UNCDF

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.sisdo.org/
Year established1991
Head of InstitutionSimon Maina
Regions activeCentral, Eastern, Nairobi, Rift Valley, Western
# Branches16

Total Portfolio (nat'l)KES 302,871,417
Total Portfolio (USD)USD 3,657,867.36
Active clients with loans7,374
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliations
Funders

Loan Products » Summary

32,000 Borrowers
USD 2,608,695.65 Portfolio
Active Product
1,500 Borrowers
USD 130,434.78 Portfolio
Active Product
100 Borrowers
USD 10,869.57 Portfolio
Active Product

Loan Products » Summary

504 Borrowers
USD 211,054.75 Portfolio
Active Product
489 Borrowers
USD 660,029.66 Portfolio
Active Product
87 Borrowers
USD 18,298.92 Portfolio
Active Product
5,770 Borrowers
USD 2,508,645.07 Portfolio
Active Product
214 Borrowers
USD 42,268.63 Portfolio
Active Product
242 Borrowers
USD 107,802.01 Portfolio
Active Product
37 Borrowers
USD 86,536.70 Portfolio
Low Volume Product
5 Borrowers
USD 2,595.40 Portfolio
Low Volume Product
0 Borrowers
USD 469.89 Portfolio
Low Volume Product
21 Borrowers
USD 14,305.29 Portfolio
Low Volume Product
5 Borrowers
USD 5,861.03 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loan ETB 100 - 30,000 12 - 30 40% - 60% 40% - 60% Any Purpose Women, Men Credit Educ, Group Mtgs
Individual Loan ETB 10,000 - 120,000 12 - 30 40% - 60% 80% - 100% Any Purpose Women, Men Credit Educ, Business Training
Youth Loan Product ETB 5,000 - 30,000 12 - 24 20% - 40% 80% - 100% Business Women, Men, Specific age group Group Mtgs, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Asset Financing Loan KES 20,000 - 50,000 3 - 12 40% - 60% 40% - 60% Business, Housing Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Daraja Loan KES 50,000 - 300,000 3 - 24 40% - 60% 0% - 20% Business, Only working capital Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Health Insurance - optional
Farm Inputs Loan KES 5,000 - 100,000 3 - 12 40% - 60% 0% - 20% Business Women, Men, Must be a farmer Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Inua Loan KES 5,000 - 300,000 3 - 18 40% - 60% 20% - 40% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Health insurance - optional
School Fees Loan KES 3,000 - 100,000 3 - 12 60% - 80% 40% - 60% Education Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Zero Grazing Loan KES 10,000 - 300,000 3 - 18 40% - 60% 20% - 40% Agriculture, Improvement to shed, purchase of cow, chaff-cutter Women, Men, Have business, Farmers only Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Health insurance - optional

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 16.0%-24.0% annual, Flat 0 Fees 0 Ins None 5.0%-10.0% upfront 28.3% - 30.2% 30.6% - 35.2% 47
Individual Loan 16.0%-20.0% annual, Flat 0 Fees 0 Ins None 5.0%-10.0% upfront 29.4% - 30.9% 34.4% - 36% 45
Youth Loan Product 14.0% annual, Flat 0 Fees 0 Ins None 5.0% upfront 25.8% - 25.9% 27.8% - 27.9% 50

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Financing Loan 20.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 100.00 ongoing 37.6% - 38.5% 70.3% - 83.8% 26
Daraja Loan 22.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 500.00 ongoing 40.9% - 41% 73% - 119.1% 25
Farm Inputs Loan 22.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 100.00 ongoing 30.9% - 41.8% 58.3% - 148.4% 27
Inua Loan 22.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 100.00 ongoing 40.9% - 41.9% 69.4% - 113% 27
School Fees Loan 20.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 100.00 ongoing 37.6% 66.5% - 113.4% 25
Zero Grazing Loan 22.0% annual, Flat 1 Fee 1 Ins None 20.0% upfront 100.00 ongoing 39.2% - 41.8% 69.2% - 87.7% 29

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 16.0%-24.0% annual, Flat 0 Fees 0 Ins Ins None 5.0%-10.0% upfront 28.3% - 30.2% 30.6% - 35.2% 47
Individual Loan 16.0%-20.0% annual, Flat 0 Fees 0 Ins Ins None 5.0%-10.0% upfront 29.4% - 30.9% 34.4% - 36% 45
Youth Loan Product 14.0% annual, Flat 0 Fees 0 Ins Ins None 5.0% upfront 25.8% - 25.9% 27.8% - 27.9% 50

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asset Financing Loan 20.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 100.00 ongoing 37.6% - 38.5% 70.3% - 83.8% 26
Daraja Loan 22.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 500.00 ongoing 40.9% - 41% 73% - 119.1% 25
Farm Inputs Loan 22.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 100.00 ongoing 30.9% - 41.8% 58.3% - 148.4% 27
Inua Loan 22.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 100.00 ongoing 40.9% - 41.9% 69.4% - 113% 27
School Fees Loan 20.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 100.00 ongoing 37.6% 66.5% - 113.4% 25
Zero Grazing Loan 22.0% annual, Flat 1 Fee 1 Ins Ins None 20.0% upfront 100.00 ongoing 39.2% - 41.8% 69.2% - 87.7% 29
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Key Statistics
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# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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