Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 2000 |
Head of Institution | Amsalu Alemayehu Gutema |
Regions active | |
# Branches | 24 |
Total Portfolio (nat'l) | ETB 113,970,892 |
Total Portfolio (USD) | USD 6,194,070.22 |
Active clients with loans | 53,981 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 0% - 20% |
Network affiliations | AEMFI, MAIN, PAMIGA |
Funders | Terrafina, Cordaid, Ethio Italian Rural Development Cooperation, World Solidarity Movement |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.sathapana.com/ |
Year established | 1995 |
Head of Institution | Dr. Bun Mony |
Regions active | Banteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampong Thom, Kampot, Kandal, Koh KongKratié, Oddar Meancheay, Pailin, Phnom Penh, Sihanoukville, Preah Vihear, Pursat, Prey Veng, RatanakiriSiem Reap, Stung Treng, Svay Rieng, Takéo |
# Branches | 88 |
Total Portfolio (nat'l) | KHR 460,081,000,000 |
Total Portfolio (USD) | USD 116,476,202.50 |
Active clients with loans | 66,805 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 20% - 40% |
Network affiliations | Cambodia Microfinance Assosiation (CMA) |
Funders | Maruhan Japan Group, Cambodia Community Building (NGO) |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Employee Loan | ETB 1,000 - 10,000 | 4 - 24 | 0% - 20% | 80% - 100% | Housing, Consumer, Education | Women, Men, Salaried worker | Credit Educ | |||||||
Enterprise Loan | ETB 2,000 - 10,000 | 4 - 12 | 20% - 40% | 80% - 100% | Business | Women, Men, Have business, Must be urban or semi-urban, not for rural clients. | Credit Educ, Business Training | |||||||
Individual Loan | ETB 5,000 - 150,000 | 4 - 24 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Tech Asst Visits, Business Training | |||||||
Large Group Loan | ETB 100 - 5,000 | 4 - 12 | 40% - 60% | 0% - 20% | Any Purpose | Women, Men | Credit Educ, Other Training, Agricultural Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Balloon & Semi Balloon Loan USD | USD 50 - 25,000 | 1 - 12 | 20% - 40% | 60% - 80% | Any Purpose | Women, Men, Have business, Have home or land | ||||||||
Balloon & Semi Balloon Loan KHR | KHR 200,000 - 100,000,000 | 1 - 12 | 20% - 40% | 60% - 80% | Any Purpose | Women, Men, Have business, Have home or land | ||||||||
Micro Loan USD | USD 50 - 5,000 | 1 - 30 | 0% - 20% | 60% - 80% | Any Purpose | Women, Men, Have business, Have home or land | ||||||||
Micro Loan KHR | KHR 200,000 - 20,000,000 | 1 - 30 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Have business, Have home or land | ||||||||
Group Loan KHR | KHR 200,000 - 1,500,000 | 1 - 12 | 80% - 100% | 60% - 80% | Any Purpose | Women, Men, Have business, Have home or land |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Employee Loan | 15.0% annual, Flat | 0 Fees | 1 Ins | None | 10.0%-15.0% upfront | 26.6% | 31.9% - 33.6% | 45 | ||||||||
Enterprise Loan | 18.0% annual, Flat | 0 Fees | 1 Ins | None | 10.0% upfront | 32.1% - 33.8% | 40.2% - 43.9% | 43 | ||||||||
Individual Loan | 11.0%-15.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 21.6% - 26.5% | 21.6% - 26.5% | 46 | ||||||||
Large Group Loan | 18.0% annual, Flat | 1 Fee | 1 Ins | None | 10.0%-15.0% upfront | 23.6% - 23.8% | 27.4% - 27.7% | 65 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Balloon & Semi Balloon Loan USD | 18.0%-30.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 23.2% - 30.4% | 23.2% - 30.4% | 62 | ||||||||
Balloon & Semi Balloon Loan KHR | 24.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 30.3% - 36.2% | 30.3% - 36.2% | 74 | ||||||||
Micro Loan USD | 21.6%-42.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 21.9% - 36.4% | 21.9% - 36.4% | 74 | ||||||||
Micro Loan KHR | 27.6%-42.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 30.3% - 33.5% | 30.3% - 33.5% | 89 | ||||||||
Group Loan KHR | 30.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 30.3% - 36.4% | 30.3% - 36.4% | 87 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Employee Loan | 15.0% annual, Flat | 0 Fees | 1 Ins Ins | None | 10.0%-15.0% upfront | 26.6% | 31.9% - 33.6% | 45 | ||||||||
Enterprise Loan | 18.0% annual, Flat | 0 Fees | 1 Ins Ins | None | 10.0% upfront | 32.1% - 33.8% | 40.2% - 43.9% | 43 | ||||||||
Individual Loan | 11.0%-15.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 21.6% - 26.5% | 21.6% - 26.5% | 46 | ||||||||
Large Group Loan | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.0%-15.0% upfront | 23.6% - 23.8% | 27.4% - 27.7% | 65 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Balloon & Semi Balloon Loan USD | 18.0%-30.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 23.2% - 30.4% | 23.2% - 30.4% | 62 | ||||||||
Balloon & Semi Balloon Loan KHR | 24.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 30.3% - 36.2% | 30.3% - 36.2% | 74 | ||||||||
Micro Loan USD | 21.6%-42.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 21.9% - 36.4% | 21.9% - 36.4% | 74 | ||||||||
Micro Loan KHR | 27.6%-42.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 30.3% - 33.5% | 30.3% - 33.5% | 89 | ||||||||
Group Loan KHR | 30.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 30.3% - 36.4% | 30.3% - 36.4% | 87 |
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