Institution # Borrowers Portfolio (US$) Products Age of Data
ACSI682,200103,172,0005100
ADCSI176,10030,846,0002101
BG47,0004,048,0004100
DECSI361,00096,304,0007100
Dire4,900828,0004100
DMCPSC1,20069,0001100
Eshet18,8002,392,0003100
Harbu22,4001,757,0002100
Meklit12,2001,395,0004100
Metemamen10,500650,0006100
OCSSCO502,70069,565,0003100
OMO323,60031,385,0004100
PEACE17,2002,462,0003100
SFPI33,6002,750,0003100
Sidama53,4001,162,0006100
Wasasa49,3005,798,0004100
Wisdom MFI45,3005,500,000697
Please note that the information you are viewing is 114 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

COOPERATIVA DE AHORRO Y CREDITO FATIMA LTDA. CALLE OBISPO PEÑA No 63Santa Cruz, Santa Cruz
Data approved: 2010-10-28
Data version: 1
Age of data: 114 months

Product

DE CONSUMO Y MIC. CREDITO CON GTIA. HIPOTECARIA Product 4 of 7 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (USD)USD 19,300,714
Portfolio (USD)USD 19,300,714
Active Clients with Loans1,565
Approximate % Female Clients0% - 20%
Approximate % Urban Clients80% - 100%
Methodology
Individualx
Solidarity groupx
Village banking
Self help group
Other
Description
CREDITO DE LIBRE DISPONIBILIDAD
Loan Purpose
Any purposex
Income generation
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetings
Credit insurancex
Workplace visitsx
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or landx
Must be a salaried workerx
Must be specific age groupx
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 1,000
Maximum loan size50,000
Loan Term and Grace Period
Shortest loan term24.0 months
Longest loan term96.0 months
Approx average0
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest13.00%
Highest quoted nominal interest15.00%
Reason(s) why interest rate variesLoan Size, Collateral
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionSEGURO CONTRA INCENDIO
% of loan amount - min1.00%
% of loan amount - max1.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variation
Appears on Repayment Sched?No
Ongoing Fees
Fee 1
DescriptionSEGURO DE VIDA
% of loan amount - min6.00%
% of loan amount - max6.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?Yes
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forAll
CriteriaN/A
Is deposit indicated on the repayment schedule?
Do borrowers control deposit in their group?
Deposit BEFORE or AT Disbursement
% loan amount deposited0
or, Fixed-amount depositedUSD 10
Deposits DURING period payments
% loan amount deposited0
or, Fixed-amount deposited0
Conditions on access to depositEnd Term
Interest Paid on Deposit
Minimum interest rate paid1.00%
Maximum interest rate paid0
Interest payment frequencyMonthly
Taxes
Are taxes charged on this product?Yes
Percentage of fees0
All or some fees taxedN/A
Additional Comments
La comision de 3 USD va a ser eliminada.

Full Pricing Data

DE CONSUMO Y MIC. CREDITO CON GTIA. HIPOTECARIA samples
Sample 1Sample 2Sample 3Sample 4Sample 5Sample 6
Loan AmountUSD 1,000USD 2,000USD 3,000USD 8,000USD 12,000USD 17,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot KnownNot KnownNot Known
Disbursement Date2010-09-212010-09-212010-09-212010-09-212010-09-212010-09-20
Loan Term (Months)24.0 months36.0 months36.0 months60.0 months84.0 months36.0 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot KnownNot KnownNot KnownNot Known
True Price by Comp           
Interest and Fee Component15.9%15.9%15.9%14.9%13.9%15.9%
Insurance Component0.0%0.0%0.0%0.0%0.0%0.0%
Tax Component6.2%3.0%2.0%0.7%0.5%0.4%
Deposit Component0.4%0.2%0.1%0.0%0.0%0.0%
Full APR (int fee ins tax dep)22.5%19.1%18.0%15.7%14.4%16.3%
Transparency Index586872839080
            
Original Repayment SchedulePDFPDFPDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDFPDFPDF
DE CONSUMO Y MIC. CREDITO CON GTIA. HIPOTECARIA Price Graphs


Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to