Institution # Borrowers Portfolio (US$) Products Age of Data
ACSI682,200103,172,000594
ADCSI176,10030,846,000295
BG47,0004,048,000494
DECSI361,00096,304,000794
Dire4,900828,000494
DMCPSC1,20069,000194
Eshet18,8002,392,000394
Harbu22,4001,757,000294
Meklit12,2001,395,000494
Metemamen10,500650,000694
OCSSCO502,70069,565,000394
OMO323,60031,385,000494
PEACE17,2002,462,000394
SFPI33,6002,750,000394
Sidama53,4001,162,000694
Wasasa49,3005,798,000494
Wisdom MFI45,3005,500,000691
Please note that the information you are viewing is 76 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

East Mamprusi Community Bank GambagaNorthern RegionP.O Box 11
Data approved: 2013-03-26
Data version: 2
Age of data: 76 months

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addressN/A
Year established1997
Head of InstitutionMr James Acquaye
Regions activeNorthern Region
# Branches3

Total Portfolio (nat'l)GHS 4,468,812
Total Portfolio (USD)USD 2,268,432.49
Active clients with loans13,801
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsUNDP, TRIAS GHANA, SPEED GHANA, Oxfam
FundersTRAIS, UNDP, SPEED, NORTHFIN

Loan Products » Summary

CWE
6,836 Borrowers
USD 641,624.37 Portfolio
Active Product
5,600 Borrowers
USD 1,067,660.91 Portfolio
Active Product
640 Borrowers
USD 327,512.69 Portfolio
Low Volume Product
725 Borrowers
USD 231,634.52 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credit With Education (CWE) Loan GHS 200 - 1,000 6 - 8 80% - 100% 0% - 20% Business Women, Have business, Specific age group, Must be 18 years of age., Must have residence in the community near relevant branch. Credit Ins
Salary Loan GHS 500 - 15,000 6 - 36 40% - 60% 0% - 20% Consumer, Education Women, Men, Salaried worker Credit Ins, Overdraft

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credit With Education (CWE) Loan 20.00% annual, Flat 0 Fees 0 Ins None 20.00% upfront 67% 97.5% 20
Salary Loan 30.00% annual, Decl Bal 1 Fee 0 Ins None N/A 46.7% - 48.4% 46.7% - 48.4% 62
Institution Price Graph
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Key Statistics
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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