Institution Type | RurBank |
Is this institution regulated? | Yes |
Website address | http://www.ahantamanruralbank.com/ |
Year established | 1984 |
Head of Institution | John Dadzie |
Regions active | Western Region |
# Branches | 12 |
Total Portfolio (nat'l) | GHS 19,495,388.08 |
Total Portfolio (USD) | USD 9,896,136.08 |
Active clients with loans | 23,850 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 20% - 40% |
Network affiliations | GHAMFIN, ARB APEX, BOG |
Funders | SPEED Ghana |
Institution Type | Bank |
Is this institution regulated? | Yes |
Website address | http://www.bancosol.com.bo/ |
Year established | 1992 |
Head of Institution | Raul Cabrera |
Regions active | 0 |
# Branches | 60 |
Total Portfolio (nat'l) | BOB 2,668,351,825 |
Total Portfolio (USD) | USD 389,540,412.40 |
Active clients with loans | 135,842 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 80% - 100% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan | GHS 500 - 3,000 | 4 - 6 | 80% - 100% | 20% - 40% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Salary Loan | GHS 200 - 12,000 | 12 - 36 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Salaried worker | Credit Ins, Tech Asst Visits | |||||||
Sundry (SME) Loan | GHS 5,000 - 25,000 | 3 - 12 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business | Credit Ins, Business Training | |||||||
Susu Loan | GHS 500 - 5,000 | 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Credit Ins, Business Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Sol 1000 (Tasa Fija) | BOB 349 - 6,970 | 3 - 18 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen. | |||||||
Sol 1000 (Tasa Fija, USD) | USD 50 - 1,000 | 3 - 18 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen. | |||||||
Sol DPF (Tasa Fija, BOB) | BOB 349 - 1,742,500 | 3 - 60 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados., Clientes con DPFs propios del Banco | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen. | |||||||
Sol DPF (Tasa Fija, USD) | USD 50 - 250,000 | 3 - 60 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados., Clientes con DPFs propios del Banco | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen. | |||||||
Sol Efectivo (Tasa Fija) | BOB 1,394 - 69,700 | 3 - 60 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados. | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen. | |||||||
Sol Efectivo (Tasa Fija, USD) | USD 200 - 10,000 | 3 - 60 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados. | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen. | |||||||
Sol Individual (Tasa Fija) | BOB 348.50 - 1,742,500 | 3 - 96 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen. , BANCOSOL paga la prima correspondiente, sin que la misma sea reembolsada por el cliente. | |||||||
Sol Individual (Tasa Fija, USD) | USD 50 - 250,000 | 3 - 96 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen., BANCOSOL paga la prima correspondiente, sin que la misma sea reembolsada por el cliente. | |||||||
Sol Individual (Tasa Variable) | BOB 348.50 - 1,742,500 | 3 - 96 | 20% - 40% | 80% - 100% | Business | Women, Men, Have business | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen., BANCOSOL paga la prima correspondiente, sin que la misma sea reembolsada por el cliente. | |||||||
Sol Individual (Tasa Variable, USD) | USD 50 - 250,000 | 3 - 96 | 20% - 40% | 80% - 100% | Business | Women, Men, Have business | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen., BANCOSOL paga la prima correspondiente, sin que la misma sea reembolsada por el cliente. | |||||||
Sol Vehículo (Tasa Fija, USD) | USD 500 - 50,000 | 3 - 60 | 20% - 40% | 80% - 100% | Solo para Activo Fijo | Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados. | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen. | |||||||
Sol Vehículo (Tasa Variable, USD) | USD 500 - 50,000 | 3 - 60 | 20% - 40% | 60% - 80% | Solo para Activo Fijo | Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados. | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen. | |||||||
Sol Vivienda (Tasa Fija, BOB) | BOB 1,394 - 1,045,500 | 3 - 180 | 40% - 60% | 80% - 100% | Housing, Compra de vivienda, terreno, construcción, Refacción, remodelación, apliación, etc. | Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen., BANCOSOL paga la prima correspondiente, sin que la misma sea reembolsada por el cliente. | |||||||
Sol Vivienda (Tasa Fija, USD) | USD 200 - 150,000 | 3 - 180 | 40% - 60% | 80% - 100% | Housing, Compra de vivienda, terreno, construcción, Refacción, remodelación, apliación, etc. | Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen., BANCOSOL paga la prima correspondiente, sin que la misma sea reembolsada por el cliente. | |||||||
Sol Vivienda (Tasa Variable, USD) | USD 200 - 150,000 | 3 - 180 | 20% - 40% | 80% - 100% | Housing, Compra de vivienda, terreno, construcción | Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados | Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen. |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan | 48.00% annual, Flat | 1 Fee | 1 Ins | None | 10.00% upfront | 86.3% - 86.7% | 107.7% - 108% | 44 | ||||||||
Salary Loan | 25.50%-38.00% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 47.1% - 62% | 48.8% - 65.3% | 45 | ||||||||
Sundry (SME) Loan | 35.00%-37.00% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 66.3% - 66.4% | 69.6% - 69.7% | 50 | ||||||||
Susu Loan | 35.00%-37.00% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 66% - 66.6% | 69.2% - 69.9% | 50 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Sol 1000 (Tasa Fija) | 24.5% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Sol 1000 (Tasa Fija, USD) | 24.5% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol DPF (Tasa Fija, BOB) | 5.1%-7.8% annual, Decl Bal | 0 Fees | 0 Ins | None | 100.0% upfront | 0% | 0% | N/A | ||||||||
Sol DPF (Tasa Fija, USD) | 5.8%-7.2% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | 100.0% upfront | 0% | 0% | N/A | ||||||||
Sol Efectivo (Tasa Fija) | 21.0%-28.5% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Sol Efectivo (Tasa Fija, USD) | 21.0%-28.5% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Individual (Tasa Fija) | 17.0%-24.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Sol Individual (Tasa Fija, USD) | 18.0%-24.5% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Individual (Tasa Variable) | 11.0%-18.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Sol Individual (Tasa Variable, USD) | 11.3%-18.8% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Vehículo (Tasa Fija, USD) | 14.5%-23.5% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Vehículo (Tasa Variable, USD) | 10.3%-16.3% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Vivienda (Tasa Fija, BOB) | 17.0%-24.5% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
Sol Vivienda (Tasa Fija, USD) | 20.0%-25.5% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Vivienda (Tasa Variable, USD) | 10.3%-18.3% annual, Decl Bal | 0 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Group Loan | 48.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 10.00% upfront | 86.3% - 86.7% | 107.7% - 108% | 44 | ||||||||
Salary Loan | 25.50%-38.00% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 47.1% - 62% | 48.8% - 65.3% | 45 | ||||||||
Sundry (SME) Loan | 35.00%-37.00% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 66.3% - 66.4% | 69.6% - 69.7% | 50 | ||||||||
Susu Loan | 35.00%-37.00% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 66% - 66.6% | 69.2% - 69.9% | 50 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Sol 1000 (Tasa Fija) | 24.5% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Sol 1000 (Tasa Fija, USD) | 24.5% annual, Decl Bal | 0 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol DPF (Tasa Fija, BOB) | 5.1%-7.8% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 100.0% upfront | 0% | 0% | N/A | ||||||||
Sol DPF (Tasa Fija, USD) | 5.8%-7.2% annual, Decl Bal | 0 Fees | 0 Ins Ins | 15.00% Principal | 100.0% upfront | 0% | 0% | N/A | ||||||||
Sol Efectivo (Tasa Fija) | 21.0%-28.5% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Sol Efectivo (Tasa Fija, USD) | 21.0%-28.5% annual, Decl Bal | 0 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Individual (Tasa Fija) | 17.0%-24.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Sol Individual (Tasa Fija, USD) | 18.0%-24.5% annual, Decl Bal | 0 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Individual (Tasa Variable) | 11.0%-18.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Sol Individual (Tasa Variable, USD) | 11.3%-18.8% annual, Decl Bal | 0 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Vehículo (Tasa Fija, USD) | 14.5%-23.5% annual, Decl Bal | 0 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Vehículo (Tasa Variable, USD) | 10.3%-16.3% annual, Decl Bal | 0 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Vivienda (Tasa Fija, BOB) | 17.0%-24.5% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
Sol Vivienda (Tasa Fija, USD) | 20.0%-25.5% annual, Decl Bal | 0 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Sol Vivienda (Tasa Variable, USD) | 10.3%-18.3% annual, Decl Bal | 0 Fees | 0 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A |
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% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
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