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Institution

Ahantaman Rural Bank Limited Head OfficeAgona Nkwanta, Western RegionP.O. Box 41
Data approved: 2013-02-11
Data version: 2
Age of data: 89 months

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addresshttp://www.ahantamanruralbank.com/
Year established1984
Head of InstitutionJohn Dadzie
Regions activeWestern Region
# Branches12

Total Portfolio (nat'l)GHS 19,495,388.08
Total Portfolio (USD)USD 9,896,136.08
Active clients with loans23,850
Approximate % female clients60% - 80%
Approximate % urban clients20% - 40%
Network affiliationsGHAMFIN, ARB APEX, BOG
FundersSPEED Ghana

Loan Products » Summary

8,013 Borrowers
USD 1,056,011.82 Portfolio
Active Product
11,440 Borrowers
USD 5,532,702.45 Portfolio
Active Product
1,867 Borrowers
USD 2,702,166.01 Portfolio
Active Product
2,530 Borrowers
USD 605,255.99 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loan GHS 500 - 3,000 4 - 6 80% - 100% 20% - 40% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Salary Loan GHS 200 - 12,000 12 - 36 40% - 60% 80% - 100% Any Purpose Women, Men, Salaried worker Credit Ins, Tech Asst Visits
Sundry (SME) Loan GHS 5,000 - 25,000 3 - 12 60% - 80% 20% - 40% Business Women, Men, Have business Credit Ins, Business Training
Susu Loan GHS 500 - 5,000 12 60% - 80% 0% - 20% Business Women, Men, Have business Credit Ins, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 48.00% annual, Flat 1 Fee 1 Ins None 10.00% upfront 86.3% - 86.7% 107.7% - 108% 44
Salary Loan 25.50%-38.00% annual, Decl Bal 1 Fee 1 Ins None N/A 47.1% - 62% 48.8% - 65.3% 45
Sundry (SME) Loan 35.00%-37.00% annual, Decl Bal 1 Fee 1 Ins None N/A 66.3% - 66.4% 69.6% - 69.7% 50
Susu Loan 35.00%-37.00% annual, Decl Bal 1 Fee 1 Ins None N/A 66% - 66.6% 69.2% - 69.9% 50
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Adhikar35,3002,674,000188
AMPL00088
Arman41,500529,107,000188
Arohan43,5008,091,000288
ASA INDIA164,00015,380,000188
Asirvad113,50019,328,000188
Asmitha1,114,800217,867,000188
Bandhan4,048,600674,564,000588
Belstar123,00023,945,000267
BSFL275,20031,590,000388
Chaitanya20,7003,748,000388
Disha Microfin69,00014,332,000288
Equitas1,220,000186,415,000488
ESAF354,20043,500,000588
FFSL150,60035,719,000288
Fusion66,8009,820,000288
Grama Vidiyal738,200102,101,000188
Grameen Koota586,60083,555,0001590
Janalakshmi506,000119,077,000288
L & T Finance399,80037,199,000188
MFL331,80049,083,000188
MMFL175,00023,752,000288
Mpower13,6002,263,000288
Sahayata00088
Saija24,7004,682,000288
Samasta45,5004,809,000288
Satin405,60090,174,000288
SCCI115,60015,910,000288
Share2,195,400376,727,000188
SKS3,409,000355,029,000288
SMILE360,20056,927,000188
SNFL9,4001,779,000188
Sonata Finance158,20022,724,000390
Spandana533,400147,240,000288
Suryoday78,60014,713,000388
SVCL118,20018,886,000188
Swadhaar92,80017,166,000388
Trident68,7008,852,000188
Ujjivan913,300160,848,000588
Utkarsh168,60025,915,000388
VFS175,40019,264,000288
Asomi50,3004,743,0002121
AES India3,600286,0001121
Arth2,900611,0002121
Asomi50,3004,743,0002121
Barasat GS1,10099,508.021121
BJS6,000468,0001121
Cashpor417,00050,452,0001120
Credible10,0001,669,540.362121
DIBAKAR1,800145,0001120
GOF65,2005,388,0004120
Hope62,6004,407,0001118
Jaago2,700237,0001119
LOK4,900573,0001120
Nano25,6003,660,0002121
NBSAAVS28,1002,821,0001118
Nirantara8,200917,0002120
Parama7,100482,0001120
Pragathi26,2004,579,0006120
PWMACS36,5005,946,0001120
Saadhana90,90012,046,0002120
Sambhav1,500183,0003120
Seba Rahara6,700468,0001120
SU61,1005,498,0001120
Swayanshree7,900918,0002120
Vikas Samiti1,600168,0001120
Vistaar4,3001,157,0002118
We The People1,100244,0002120
WEMCS1,10085,0001120
Yukti1,10099,0002120
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