2. ASA Initiative
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. FINCA
Please note that the information you are viewing is 107 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

ASA Initiative FNGO Head OfficeCape Coast, CentralP.O. Box 396
Data approved: 2013-02-20
Data version: 2
Age of data: 132 months
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Institution

FINCA Microfinance Bank Ltd 387-E, Johar TownLahore, Punjab
Data approved: 2015-04-17
Data version: 2
Age of data: 107 months
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.asainitiative.org/
Year established2006
Head of InstitutionMrs. Veronica Agodoa Kitti
Regions activeCentral Region
# Branches5

Total Portfolio (nat'l)GHS 1,137,233
Total Portfolio (USD)USD 577,275.63
Active clients with loans4,535
Approximate % female clients40% - 60%
Approximate % urban clients0
Network affiliationsASSFIN, GHAMFIN
Funders

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.finca.org.pk
Year established2008
Head of InstitutionMuhammad Mudassar Aqil
Regions activeKhyber Pakhtunkwa, Punjab, Sindh
# Branches100

Total Portfolio (nat'l)PKR 4,435,751,302
Total Portfolio (USD)USD 43,559,077.79
Active clients with loans82,051
Approximate % female clients0% - 20%
Approximate % urban clients60% - 80%
Network affiliationsPakistan Microfinance Network
FundersFINCA Microfinance Cooperatief U.A., Kashf Holdings (Pvt.) Limited, International Finance Corporation (IFC), Triodos Fair Share Fund (TFSF)

Loan Products » Summary

Group
3,170 Borrowers
USD 388,764.97 Portfolio
Active Product
Individual
698 Borrowers
USD 182,878.86 Portfolio
Active Product
Green Energy
534 Borrowers
USD 3,652.28 Portfolio
Active Product
Pro-Poor
27 Borrowers
USD 1,979.70 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

KKK
54,626 Borrowers
USD 23,561,566.56 Portfolio
Active Product
SK
3,162 Borrowers
USD 827,172.25 Portfolio
Active Product
RB
11,506 Borrowers
USD 9,262,522.35 Portfolio
Active Product
ZK
7,171 Borrowers
USD 5,298,027 Portfolio
Active Product
KKK
4,654 Borrowers
USD 3,072,572.92 Portfolio
Active Product
MMK
300 Borrowers
USD 110,169.12 Portfolio
Low Volume Product
BKC
574 Borrowers
USD 1,258,651.08 Portfolio
Low Volume Product
BKG
2 Borrowers
USD 7,359.92 Portfolio
Low Volume Product
BK(RF)
56 Borrowers
USD 161,036.58 Portfolio
Low Volume Product
KKKK
Retired Product
KSK
Retired Product
KZK
Retired Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Six Months Group Loan GHS 2,000 - 14,000 6 60% - 80% 0% - 20% Business Women, Men, Have business, Specific age group Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Six Months Individual Loan GHS 600 - 10,000 1 - 6 40% - 60% 0% - 20% Business, Other Women, Men, Have business, Specific age group Credit Educ, Credit Ins, Tech Asst Visits, Business Training
Green Energy-Solar Loan GHS 70 - 200 2 - 6 20% - 40% 0% - 20% Business, Consumer Women, Men, Specific age group Credit Educ, Credit Ins, Tech Asst Visits

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Kamyab Karobari Karza PKR 25,000 - 150,000 3 - 18 0% - 20% 80% - 100% Business Women, Men, Have business Credit Ins
Sunehri Karza PKR 25,000 - 150,000 3 - 24 0% - 20% 60% - 80% Business Women, Men, Have business Credit Ins
Raqam Barwaqt PKR 50,000 - 150,000 12 0% - 20% 80% - 100% Business Women, Men, Have business Credit Ins
Zarai Karza PKR 25,000 - 150,000 3 - 12 0% - 20% 0% Agriculture Women, Men, Have business Credit Ins
Kamyab Kashtkar Karza PKR 25,000 - 150,000 3 - 12 0% 0% Agriculture Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Six Months Group Loan 44.00% annual, Flat 2 Fees 1 Ins None N/A 82.2% - 82.4% 86% - 86.2% 51
Six Months Individual Loan 44.00% annual, Flat 2 Fees 1 Ins None N/A 82.2% - 83.1% 86% - 86.9% 50
Green Energy-Solar Loan 36.00%-40.00% annual, Flat 0 Fees 1 Ins None N/A 57.4% - 64.1% 60.9% - 67.7% 56

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Kamyab Karobari Karza 25.0%-30.0% annual, Flat 1 Fee 1 Ins 16.00% fees N/A 42.7% - 55.2% 44.7% - 59.1% 45
Sunehri Karza 24.0%-26.0% annual, Decl Bal 1 Fee 1 Ins 16.00% fees N/A 25.3% - 35.8% 27.3% - 40.9% 72
Raqam Barwaqt 27.0%-28.0% annual, Flat 1 Fee 1 Ins 16.00% fees N/A 30.4% - 32.2% 31.7% - 33.8% 81
Zarai Karza 27.0% annual, Flat 1 Fee 1 Ins 16.00% fees N/A 25.8% - 39.9% 27.2% - 44.7% 86
Kamyab Kashtkar Karza 29.0%-30.0% annual, Flat 1 Fee 1 Ins 16.00% fees N/A 30.6% - 35.5% 31.8% - 38.7% 83

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Six Months Group Loan 44.00% annual, Flat 2 Fees 1 Ins Ins None N/A 82.2% - 82.4% 86% - 86.2% 51
Six Months Individual Loan 44.00% annual, Flat 2 Fees 1 Ins Ins None N/A 82.2% - 83.1% 86% - 86.9% 50
Green Energy-Solar Loan 36.00%-40.00% annual, Flat 0 Fees 1 Ins Ins None N/A 57.4% - 64.1% 60.9% - 67.7% 56

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Kamyab Karobari Karza 25.0%-30.0% annual, Flat 1 Fee 1 Ins Ins 16.00% fees N/A 42.7% - 55.2% 44.7% - 59.1% 45
Sunehri Karza 24.0%-26.0% annual, Decl Bal 1 Fee 1 Ins Ins 16.00% fees N/A 25.3% - 35.8% 27.3% - 40.9% 72
Raqam Barwaqt 27.0%-28.0% annual, Flat 1 Fee 1 Ins Ins 16.00% fees N/A 30.4% - 32.2% 31.7% - 33.8% 81
Zarai Karza 27.0% annual, Flat 1 Fee 1 Ins Ins 16.00% fees N/A 25.8% - 39.9% 27.2% - 44.7% 86
Kamyab Kashtkar Karza 29.0%-30.0% annual, Flat 1 Fee 1 Ins Ins 16.00% fees N/A 30.6% - 35.5% 31.8% - 38.7% 83
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% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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