Institution Type | RurBank |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1990 |
Head of Institution | Mike D Tizaayel |
Regions active | |
# Branches | 6 |
Total Portfolio (nat'l) | GHS 3,838,180 |
Total Portfolio (USD) | USD 1,948,314.72 |
Active clients with loans | 9,508 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 40% - 60% |
Network affiliations | GHAMFIN, ARB |
Funders | Trias Ghana, Speed Ghana, Action Aid |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Loan | GHS 200 - 2,000 | 4 - 8 | 0% - 20% | 0% - 20% | Agriculture | Women, Men | Credit Educ, Group Mtgs, Business Training | |||||||
Bonzali Microfinance Loan | GHS 200 - 3,000 | 4 - 12 | 60% - 80% | 0% - 20% | Any Purpose | Women, Men | Credit Educ, Group Mtgs, Business Training | |||||||
Commercial Loan | GHS 500 - 3,000 | 6 - 12 | 80% - 100% | 40% - 60% | Business | Women, Men, Have business | Business Training | |||||||
Personal and Salary Loan | GHS 100 - 2,000 | 6 - 12 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men, Have business |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Loan | 30.00% annual, Flat | 1 Fee | 0 Ins | None | 10.00% upfront | 88.2% | 102.4% | 29 | ||||||||
Bonzali Microfinance Loan | 30.00% annual, Flat | 1 Fee | 0 Ins | None | 10.00% upfront | 80.1% - 81.3% | 96.5% - 100.8% | 30 | ||||||||
Commercial Loan | 30.00% annual, Flat | 1 Fee | 0 Ins | None | 10.00 upfront | 68.4% - 206.6% | 69.7% - 212.3% | 25 | ||||||||
Personal and Salary Loan | 30.00% annual, Flat | 1 Fee | 0 Ins | None | N/A | 58.6% - 62.1% | 58.6% - 62.1% | 50 |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
ACSI | 682,200 | 103,172,000 | 5 | 149 |
ADCSI | 176,100 | 30,846,000 | 2 | 150 |
BG | 47,000 | 4,048,000 | 4 | 149 |
DECSI | 361,000 | 96,304,000 | 7 | 149 |
Dire | 4,900 | 828,000 | 4 | 149 |
DMCPSC | 1,200 | 69,000 | 1 | 149 |
Eshet | 18,800 | 2,392,000 | 3 | 149 |
Harbu | 22,400 | 1,757,000 | 2 | 149 |
Meklit | 12,200 | 1,395,000 | 4 | 149 |
Metemamen | 10,500 | 650,000 | 6 | 149 |
OCSSCO | 502,700 | 69,565,000 | 3 | 149 |
OMO | 323,600 | 31,385,000 | 4 | 149 |
PEACE | 17,200 | 2,462,000 | 3 | 149 |
SFPI | 33,600 | 2,750,000 | 3 | 149 |
Sidama | 53,400 | 1,162,000 | 6 | 149 |
Wasasa | 49,300 | 5,798,000 | 4 | 149 |
Wisdom MFI | 45,300 | 5,500,000 | 6 | 146 |
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