| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.cedefgh.wix.com/cedef |
| Year established | 2006 |
| Head of Institution | Magnus Amoa-Bosompem |
| Regions active | Greater Accra Region, Central Region, Eastern Region |
| # Branches | 1 |
| Total Portfolio (nat'l) | GHS 106,980 |
| Total Portfolio (USD) | USD 54,304.57 |
| Active clients with loans | 535 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | ASSFIN, GHAMFIN, Financieros sin Fronteras |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Production Credit | GHS 1,000 - 1,000 | 8 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Must have farming experience | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Training on Agricultural Best Practices | |||||||
| Apprenticeship Start-up Credit Program | GHS 500 - 1,000 | 6 - 12 | 80% - 100% | 40% - 60% | Business, Start-up businesses | Women, Men, Specific age group, Must be in youth age group | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
| Efficient Energy Credit Program | GHS 200 - 1,000 | 3 - 6 | 80% - 100% | 0% - 20% | Consumer | Women, Men | Credit Educ, Group Mtgs, Tech Asst Visits, Workshop/training orientation demonstration | |||||||
| Micro Enterprise Development | GHS 100 - 3,000 | 6 - 12 | 80% - 100% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Production Credit | 30.00% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 23.8% - 25.1% | 23.8% - 25.1% | 100 | ||||||||
| Apprenticeship Start-up Credit Program | 48.00%-54.00% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 40.5% - 41.9% | 40.5% - 41.9% | 100 | ||||||||
| Efficient Energy Credit Program | 36.00%-54.00% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 49.8% | 49.8% | 72 | ||||||||
| Micro Enterprise Development | 36.00%-54.00% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 40.8% - 41.5% | 40.8% - 41.5% | 87 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Banco Solidario | 79,700 | 221,716,000 | 1 | 164 |
| CEPESIU | 2,000 | 939,000 | 4 | 164 |
| COAC 4 Octubre | 2,200 | 5,771,000 | 2 | 164 |
| COAC Ambato | 1,300 | 16,415,000 | 2 | 164 |
| COAC FondVida | 2,500 | 4,200,000 | 4 | 164 |
| COAC LaBenefica | 2,500 | 8,482,000 | 6 | 164 |
| COAC MCCH | 5,300 | 10,020,000 | 2 | 164 |
| COAC Nacional | 30,700 | 27,129,000 | 2 | 164 |
| COAC San José | 10,400 | 29,133,000 | 5 | 164 |
| COAC SanAntonio | 1,000 | 2,384,000 | 3 | 164 |
| COAC SantaAnita | 2,000 | 2,532,000 | 6 | 164 |
| Codesarrollo | 14,400 | 40,328,000 | 7 | 164 |
| Coop San Miguel | 1,800 | 4,754,000 | 5 | 161 |
| CooP VPR | 700 | 1,052,000 | 4 | 164 |
| Cooprogreso | 7,900 | 32,244,000 | 4 | 164 |
| Credi Fe | 100,900 | 380,039,000 | 4 | 164 |
| D^Miro | 36,900 | 27,692,000 | 9 | 157 |
| DECOF | 2,200 | 705,000 | 2 | 164 |
| Espoir | 62,100 | 21,036,000 | 5 | 164 |
| FODEMI | 28,200 | 12,924,000 | 3 | 164 |
| Fundacion Alternativa | 4,300 | 5,545,000 | 2 | 164 |
| FUNDAMIC | 2,000 | 1,468,000 | 2 | 164 |
| INSOTEC | 7,000 | 6,047,000 | 4 | 164 |
| Luz del Valle | 6,400 | 11,300,000 | 3 | 164 |
| ProCredit | 43,800 | 211,941,000 | 2 | 164 |
| PS Ambato | 5,600 | 2,771,000 | 1 | 164 |
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