2. CEDEF
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Share
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Calvary Enterprise Development Foundation Head OfficeMamprobi, Accra, Greater AccraP.O. Box MP 2468
Data approved: 2013-03-18
Data version: 2
Age of data: 132 months
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Institution

SHARE Microfin Limited 1-224/58Rajeev Nagar, NacharamHyderabad, Andhra pradesh500076
Data approved: 2013-04-30
Data version: 2
Age of data: 132 months
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.cedefgh.wix.com/cedef
Year established2006
Head of InstitutionMagnus Amoa-Bosompem
Regions activeGreater Accra Region, Central Region, Eastern Region
# Branches1

Total Portfolio (nat'l)GHS 106,980
Total Portfolio (USD)USD 54,304.57
Active clients with loans535
Approximate % female clients60% - 80%
Approximate % urban clients20% - 40%
Network affiliationsASSFIN, GHAMFIN, Financieros sin Fronteras
Funders

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.sharemicrofin.com/
Year established2000
Head of InstitutionMr. M. Udaia Kumar
Regions activeAndhra Pradesh, Assam, Bihar, Chhattisgarh, Gujarat, Haryana, Himachal PradeshJharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Orissa, Rajasthan, Tamil Nadu, Uttar Pradesh, Uttarakhand, West Bengal, National Capital Territory of Delhi
# Branches896

Total Portfolio (nat'l)INR 20,895,693,066
Total Portfolio (USD)USD 394,258,359.70
Active clients with loans2,227,675
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsSa-Dhan, MFIN, WWB, Alpha

Loan Products » Summary

Agricultural
150 Borrowers
USD 23,604.06 Portfolio
Active Product
Start-up
50 Borrowers
USD 7,614.21 Portfolio
Active Product
Energy
50 Borrowers
USD 6,385.79 Portfolio
Active Product
Enterprise
285 Borrowers
USD 16,700.51 Portfolio
Active Product

Loan Products » Summary

JLG
2,195,404 Borrowers
USD 376,727,792.10 Portfolio
Active Product
Micro Enterprise Loan
Retired Product
Personal Loans
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agricultural Production Credit GHS 1,000 - 1,000 8 - 12 60% - 80% 0% - 20% Business Women, Men, Must have farming experience Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Training on Agricultural Best Practices
Apprenticeship Start-up Credit Program GHS 500 - 1,000 6 - 12 80% - 100% 40% - 60% Business, Start-up businesses Women, Men, Specific age group, Must be in youth age group Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Efficient Energy Credit Program GHS 200 - 1,000 3 - 6 80% - 100% 0% - 20% Consumer Women, Men Credit Educ, Group Mtgs, Tech Asst Visits, Workshop/training orientation demonstration
Micro Enterprise Development GHS 100 - 3,000 6 - 12 80% - 100% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Joint Liability Group Loan INR 12,000 - 25,000 12 - 24 80% - 100% 0% - 20% Business Women, Have business, Have home or land, Low HH Inc, Med HH Inc, Rural HH, Urban HH, Qualify for a test on Financial education , Training provided on Financial education Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Health Insurance Services , National Pension Scheme collabaration with LIC

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Production Credit 30.00% annual, Decl Bal 0 Fees 0 Ins None N/A 23.8% - 25.1% 23.8% - 25.1% 100
Apprenticeship Start-up Credit Program 48.00%-54.00% annual, Decl Bal 0 Fees 0 Ins None N/A 40.5% - 41.9% 40.5% - 41.9% 100
Efficient Energy Credit Program 36.00%-54.00% annual, Decl Bal 0 Fees 0 Ins None N/A 49.8% 49.8% 72
Micro Enterprise Development 36.00%-54.00% annual, Decl Bal 0 Fees 0 Ins None N/A 40.8% - 41.5% 40.8% - 41.5% 87

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Joint Liability Group Loan 25.4% - 26% 27.5% - 28.1% 29.9% - 30.5% Yes Yes Yes 100
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Joint Liability Group Loan 24.0%-26.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 27.5% - 28.1% 29.9% - 30.5% 79

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Production Credit 30.00% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 23.8% - 25.1% 23.8% - 25.1% 100
Apprenticeship Start-up Credit Program 48.00%-54.00% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 40.5% - 41.9% 40.5% - 41.9% 100
Efficient Energy Credit Program 36.00%-54.00% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 49.8% 49.8% 72
Micro Enterprise Development 36.00%-54.00% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 40.8% - 41.5% 40.8% - 41.5% 87

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Joint Liability Group Loan 25.4% - 26% 27.5% - 28.1% 29.9% - 30.5% Yes Yes Yes 100
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Joint Liability Group Loan 24.0%-26.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 27.5% - 28.1% 29.9% - 30.5% 79
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