| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 1999 |
| Head of Institution | Joseph S. K. Agamah |
| Regions active | Eastern Region, Ashanti Region |
| # Branches | 2 |
| Total Portfolio (nat'l) | GHS 27,463 |
| Total Portfolio (USD) | USD 13,940.61 |
| Active clients with loans | 109 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | ASSFIN, GHAMFIN |
| Funders | ISODEC |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | GHS 200 - 3,000 | 4 - 9 | 0% - 20% | 0 | Business, Small-scale businesses | Women, Men, Have business, Must be an active farmer. , Must be a farmer group member, and live in the same community as the group. | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 48.00% annual, Flat | 1 Fee | 0 | None | 33.30% upfront | 72.9% - 80.2% | 141.6% - 150.5% | 32 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACSI | 682,200 | 103,172,000 | 5 | 150 |
| ADCSI | 176,100 | 30,846,000 | 2 | 151 |
| BG | 47,000 | 4,048,000 | 4 | 150 |
| DECSI | 361,000 | 96,304,000 | 7 | 150 |
| Dire | 4,900 | 828,000 | 4 | 150 |
| DMCPSC | 1,200 | 69,000 | 1 | 150 |
| Eshet | 18,800 | 2,392,000 | 3 | 150 |
| Harbu | 22,400 | 1,757,000 | 2 | 150 |
| Meklit | 12,200 | 1,395,000 | 4 | 150 |
| Metemamen | 10,500 | 650,000 | 6 | 150 |
| OCSSCO | 502,700 | 69,565,000 | 3 | 150 |
| OMO | 323,600 | 31,385,000 | 4 | 150 |
| PEACE | 17,200 | 2,462,000 | 3 | 150 |
| SFPI | 33,600 | 2,750,000 | 3 | 150 |
| Sidama | 53,400 | 1,162,000 | 6 | 150 |
| Wasasa | 49,300 | 5,798,000 | 4 | 150 |
| Wisdom MFI | 45,300 | 5,500,000 | 6 | 147 |
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| % Products with compulsory deposits |
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