Institution

Cedi Finance Foundation Head OfficeAsafoKumasi, AshantiPO Box KS 12683
Data approved: 2013-02-21
Data version: 2
Age of data: 132 months

Institution

Baobab Financial Services Limited Zogbeli, TamaleTamale, Northern Region233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addressN/A
Year established1999
Head of InstitutionJoseph S. K. Agamah
Regions activeEastern Region, Ashanti Region
# Branches2

Total Portfolio (nat'l)GHS 27,463
Total Portfolio (USD)USD 13,940.61
Active clients with loans109
Approximate % female clients60% - 80%
Approximate % urban clients60% - 80%
Network affiliationsASSFIN, GHAMFIN
FundersISODEC

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?No
Website addressN/A
Year established2008
Head of InstitutionAmadu Montia
Regions active0
# Branches2

Total Portfolio (nat'l)GHS 1,800,000
Total Portfolio (USD)USD 1,200,000
Active clients with loans3,523
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsGHAMFIN, GCSCA
FundersMiDA

Loan Products » Summary

109 Borrowers
USD 13,940.61 Portfolio
Active Product

Loan Products » Summary

20 Borrowers
USD 66,667 Portfolio
Active Product
3,260 Borrowers
USD 928,000 Portfolio
Active Product
243 Borrowers
USD 205,333 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan GHS 200 - 3,000 4 - 9 0% - 20% 0 Business, Small-scale businesses Women, Men, Have business, Must be an active farmer. , Must be a farmer group member, and live in the same community as the group. Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Support Loan 0 0 0% - 20% 80% - 100%
Group Loan GHS 100 - 1,000 4 80% - 100% 80% - 100%
MiDA Loans GHS 100 - 2,000 18 - 36 80% - 100% 80% - 100%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 48.00% annual, Flat 1 Fee 0 None 33.30% upfront 72.9% - 80.2% 141.6% - 150.5% 32

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Support Loan 0.00% annual, 0 0 Fees 0 Ins 97% - 111.3% 108.2% - 128.8%
Group Loan 36.00%-0.00% annual, Flat 0 Fees 0 Ins 103.3% - 105% 122.9% - 125.1% 29
MiDA Loans 30.00%-0.00% annual, Flat 1 Fee 0 Ins 57.2% 67% 44

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 48.00% annual, Flat 1 Fee 0 None 33.30% upfront 72.9% - 80.2% 141.6% - 150.5% 32

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Support Loan 0.00% annual, 0 0 Fees 0 Ins Ins 97% - 111.3% 108.2% - 128.8%
Group Loan 36.00%-0.00% annual, Flat 0 Fees 0 Ins Ins 103.3% - 105% 122.9% - 125.1% 29
MiDA Loans 30.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 57.2% 67% 44
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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