| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 1999 |
| Head of Institution | Joseph S. K. Agamah |
| Regions active | Eastern Region, Ashanti Region |
| # Branches | 2 |
| Total Portfolio (nat'l) | GHS 27,463 |
| Total Portfolio (USD) | USD 13,940.61 |
| Active clients with loans | 109 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | ASSFIN, GHAMFIN |
| Funders | ISODEC |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2001 |
| Head of Institution | Mohammed A. Adams |
| Regions active | 0 |
| # Branches | 4 |
| Total Portfolio (nat'l) | GHS 931,520 |
| Total Portfolio (USD) | USD 621,013.33 |
| Active clients with loans | 10,500 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Association of Non-Governmental Organizations (ASSFIN), Ghana Microfinance Associtations Network (GHAMFIN) |
| Funders | Grameen Foundation, Cordaid, Planet Finance |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | GHS 200 - 3,000 | 4 - 9 | 0% - 20% | 0 | Business, Small-scale businesses | Women, Men, Have business, Must be an active farmer. , Must be a farmer group member, and live in the same community as the group. | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Business Loan | GHS 400 - 1,000 | 6 - 12 | 20% - 40% | 0% - 20% | ||||||||||
| Basic Loan | GHS 50 - 500 | 4 - 6 | 80% - 100% | 0% - 20% | ||||||||||
| Grain Banking | GHS 400 - 1,000 | 6 - 12 | 80% - 100% | 0% - 20% | ||||||||||
| Processing Loan | GHS 600 - 1,000 | 6 - 10 | 80% - 100% | 0% - 20% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 48.00% annual, Flat | 1 Fee | 0 | None | 33.30% upfront | 72.9% - 80.2% | 141.6% - 150.5% | 32 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Business Loan | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins | N/A | 34.4% | 34.4% | 87 | |||||||||
| Basic Loan | 36.00%-0.00% annual, Flat | 1 Fee | 0 Ins | N/A | 68.8% - 84.3% | 68.8% - 84.3% | 48 | |||||||||
| Grain Banking | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins | N/A | 42.3% | 42.3% | 70 | |||||||||
| Processing Loan | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins | N/A | 49.8% | 49.8% | 60 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 48.00% annual, Flat | 1 Fee | 0 | None | 33.30% upfront | 72.9% - 80.2% | 141.6% - 150.5% | 32 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Business Loan | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | N/A | 34.4% | 34.4% | 87 | |||||||||
| Basic Loan | 36.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | N/A | 68.8% - 84.3% | 68.8% - 84.3% | 48 | |||||||||
| Grain Banking | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | N/A | 42.3% | 42.3% | 70 | |||||||||
| Processing Loan | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | N/A | 49.8% | 49.8% | 60 |
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