Institution

Community Aid for Sustainable Development Head OfficeTamale, NorthernP.O. Box 2550
Data approved: 2013-03-14
Data version: 2
Age of data: 79 months

Institution

First Macro Bank B. Morcilla cor. P. Herrera Sts.Pateros, Metro Manila1621
Data approved: 2011-11-15
Data version: 1
Age of data: 98 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.casud.nl/
Year established2007
Head of InstitutionIbrahim Joshua
Regions activeNorthern Region
# Branches1

Total Portfolio (nat'l)GHS 1,033,300
Total Portfolio (USD)USD 540,994.76
Active clients with loans1,101
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsGHAMFIN, ASSFIN
Funders

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addresshttp://www.firstmacrobank.com/
Year established1960
Head of InstitutionReggie Ocampo
Regions active
# Branches8

Total Portfolio (nat'l)PhP 28,000,000
Total Portfolio (USD)USD 669,856.46
Active clients with loans3,000
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliationsRural Bankers Association of the Philippines, People's Credit and Finance Corporation
Funders

Loan Products » Summary

1,101 Borrowers
USD 540,995 Portfolio
Active Product

Loan Products » Summary

1,250 Borrowers
USD 112,440.19 Portfolio
Active Product
1,500 Borrowers
USD 598,086.12 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan GHS 100 - 3,000 4 80% - 100% 80% - 100% Business Women Group Mtgs, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Sikap PHP 5,000 - 15,000 5.8 80% - 100% 40% - 60% Business Women, Must have net income of > P2000 per month Credit Educ, Group Mtgs, Tech Asst Visits, Life insurance
Unlad PHP 5,000 - 150,000 1 - 6 80% - 100% 60% - 80% Business Women, Men, Have business Credit Ins, Tech Asst Visits

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 30.00% annual, Flat 0 Fees 0 None 10.00% upfront 59.4% 72.1% 41

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Sikap 30.0% annual, Flat 1 Fee 1 Ins 5.00% loan amt 5.0% upfront 20.00 ongoing 68.4% - 70.6% 113.4% - 134.3% 24
Unlad 24.0%-36.0% annual, Flat 2 Fees 1 Ins 0.50% loan amt 10.00% ongoing 77.5% - 85.5% 92.7% - 102.3% 25

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 30.00% annual, Flat 0 Fees 0 None 10.00% upfront 59.4% 72.1% 41

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Sikap 30.0% annual, Flat 1 Fee 1 Ins Ins 5.00% loan amt 5.0% upfront 20.00 ongoing 68.4% - 70.6% 113.4% - 134.3% 24
Unlad 24.0%-36.0% annual, Flat 2 Fees 1 Ins Ins 0.50% loan amt 10.00% ongoing 77.5% - 85.5% 92.7% - 102.3% 25
Institution Price Graph
Institution Price Graph
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Key Statistics
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# Products
# Institutions
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# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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