| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.daasgift.org/ |
| Year established | 2006 |
| Head of Institution | Mrs Gifty Baaba Asmah |
| Regions active | Western Region |
| # Branches | 2 |
| Total Portfolio (nat'l) | GHS 254,310 |
| Total Portfolio (USD) | USD 129,091.37 |
| Active clients with loans | 3,862 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | GHAMFIN, ASSFIN, AGSI, Microcredit Summit Campaign |
| Funders | E&CO, CHF International, Global Giving, Coastal Resource Centre |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.crecer.org.bo/ |
| Year established | 1999 |
| Head of Institution | José Auad Lema |
| Regions active | 0 |
| # Branches | 9 |
| Total Portfolio (nat'l) | BOB 495,636,338 |
| Total Portfolio (USD) | USD 72,355,669.78 |
| Active clients with loans | 145,130 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | PROCOSI-Programa de Coordinación en Salud Integral, FINRURAL, INAFI LA, FOLADE |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Energy (Clean Cookstoves) | GHS 100 - 2,000 | 3 - 6 | 80% - 100% | 60% - 80% | Business, Consumer | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
| Energy (Solar Lanterns) | GHS 80 - 950 | 3 - 6 | 40% - 60% | 80% - 100% | Business, Consumer | Women, Men | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Banca Comunal | BOB 1,000 - 150,000 | 6 - 8 | 80% - 100% | 40% - 60% | Business, Housing, Education, Other, Capital de Operación-Inversión | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Credito Individual - USD | USD 100 - 10,000 | 3 - 60 | 80% - 100% | 60% - 80% | Business, Housing, Education, Other | Women, Men, Have business, Specific age group, No deben tener deuda en mora en el sistema financiero (Consulta Central de Riesgos), Experiencia mínima de 1 año en la actividad a financiar y 6 meses de funcionamiento del negocio | Credit Educ, Credit Ins, Other Training, Capacitación en temas de salud, negocios y otros en procura de mejorar la calidad de vida, Microseguros sin costo para los clientes (costo es asumido por CRECER) | |||||||
| Credito Individual - BOB | BOB 700 - 70,000 | 3 - 60 | 80% - 100% | 40% - 60% | Business, Housing, Education, Capital de Operación-Inversión | Women, Men, Have business | Credit Educ, Credit Ins, Other Training, Capacitación en temas de salud, negocios y otros en procura de mejorar la calidad de vida, Microseguros sin costo para los clientes (costo es asumido por CRECER) |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Energy (Clean Cookstoves) | 24.00%-36.00% annual, Flat | 0 Fees | 0 Ins | None | N/A | 66.5% - 68.1% | 66.5% - 68.1% | 35 | ||||||||
| Energy (Solar Lanterns) | 24.00%-36.00% annual, Flat | 0 Fees | 0 Ins | None | 10.00% upfront | 39.3% - 59.1% | 46.7% - 70% | 41 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Banca Comunal | 36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Credito Individual - USD | 18.0%-24.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Credito Individual - BOB | 18.0%-24.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Energy (Clean Cookstoves) | 24.00%-36.00% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 66.5% - 68.1% | 66.5% - 68.1% | 35 | ||||||||
| Energy (Solar Lanterns) | 24.00%-36.00% annual, Flat | 0 Fees | 0 Ins Ins | None | 10.00% upfront | 39.3% - 59.1% | 46.7% - 70% | 41 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Banca Comunal | 36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Credito Individual - USD | 18.0%-24.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Credito Individual - BOB | 18.0%-24.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A |
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