Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.eldaorgan.com/ |
Year established | 2000 |
Head of Institution | Yaw Afrifa Anim |
Regions active | 0 |
# Branches | 5 |
Total Portfolio (nat'l) | GHS 47,644.10 |
Total Portfolio (USD) | USD 24,184.82 |
Active clients with loans | 479 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations | GHAMFIN, Association of Financial NGOs, Brong Ahafo Association of NGOs |
Funders | EU and UN (Joint Migration for Development Initiative), Diakonia, Geneval Global |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http:// www.prodemffp.com |
Year established | 2000 |
Head of Institution | Jose Noel Zamora |
Regions active | Beni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , Potosí, Santa Cruz, Tarija |
# Branches | 111 |
Total Portfolio (nat'l) | BOB 422,075,707 |
Total Portfolio (USD) | USD 62,529,734.37 |
Active clients with loans | 44,919 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Credit Product | GHS 1,000 - 5,000 | 3 - 5 | 80% - 100% | 20% - 40% | Business | Women, Men, Have business | Credit Educ, Tech Asst Visits, Business Training | |||||||
Trade Confidence Credit Product (TCCP) | GHS 300 - 2,000 | 3 - 5 | 80% - 100% | 20% - 40% | Business | Women, Men, Have business | Credit Educ, Tech Asst Visits, Business Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Estacional | BOB 24,000 - 140,000 | 1 - 6 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business | Credit Ins | |||||||
Linea de Credito Microefectivo | BOB 400 - 80,000 | 1 - 24 | 60% - 80% | 60% - 80% | Business, Agriculture | Women, Men, Have business | Credit Ins | |||||||
Relámpago | BOB 400 - 80,000 | 1 - 18 | 60% - 80% | 40% - 60% | Business, Agriculture | Women, Men, Have business | Credit Ins |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Credit Product | 48.00% annual, Flat | 2 Fees | 0 Ins | None | 10.00%- upfront | 0% | 0% | N/A | ||||||||
Trade Confidence Credit Product (TCCP) | 48.00% annual, Flat | 2 Fees | 0 Ins | None | 10.00%- upfront | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Estacional | 16.0%-27.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 15.6% - 17.4% | 16.4% - 18.5% | 92 | ||||||||
Linea de Credito Microefectivo | 14.0%-29.5% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 21.1% - 26.1% | 21.9% - 26.9% | 58 | ||||||||
Relámpago | 26.0%-30.5% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 26.1% - 29.5% | 26.9% - 30.4% | 90 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Individual Credit Product | 48.00% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.00%- upfront | 0% | 0% | N/A | ||||||||
Trade Confidence Credit Product (TCCP) | 48.00% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.00%- upfront | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Estacional | 16.0%-27.0% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 15.6% - 17.4% | 16.4% - 18.5% | 92 | ||||||||
Linea de Credito Microefectivo | 14.0%-29.5% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 21.1% - 26.1% | 21.9% - 26.9% | 58 | ||||||||
Relámpago | 26.0%-30.5% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 26.1% - 29.5% | 26.9% - 30.4% | 90 |
Key Statistics | |
---|---|
# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
N (# of Samples) | ||||||
Total Borrrowers of Samples | ||||||
Avg | ||||||
Min | ||||||
Max | ||||||
Std Dev | ||||||
By Inst Type | ||||||
By Country | ||||||
X Axis | ||||||
---|---|---|---|---|---|---|
Greater than: | ||||||
Less or equal to: | ||||||
From 0 to | ||||||
to | ||||||
to | ||||||
to ∞ |