Institution

EMPRETEC Ghana Foundation No. 24 Nii Amoah Loop East LegonEGF PMB GPOAccra, Greater Accra
Data approved: 2013-03-21
Data version: 2
Age of data: 132 months

Institution

EAST MAMPRUSI COMMUNITY BANK P. O. BOX 11, GAMBAGA.GAMBAGA, NORTHERN REGIONP. O. BOX 11.
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressn/a
Year established1990
Head of InstitutionKwabena Dankyi Darfoor
Regions activeGreater Accra Region, Central Region, Western Region, Eastern Region, Ashanti Region, Northern Region
# Branches4

Total Portfolio (nat'l)GHS 110,408
Total Portfolio (USD)USD 56,044.67
Active clients with loans273
Approximate % female clients60% - 80%
Approximate % urban clients20% - 40%
Network affiliationsGHAMFIN, ASSFIN, UNDP, UNCTAD/EMPRETEC Worldwide
FundersUNDP

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addressN/A
Year established1997
Head of InstitutionMr James Acquaye
Regions active0
# Branches0

Total Portfolio (nat'l)GHS 2,100,364
Total Portfolio (USD)USD 1,400,242.67
Active clients with loans2,394
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsUNDP, TRIAS GHANA, SPEED GHANA, OXFARM
FundersTRAIS, UNDP, SPEED, NORTHFIN

Loan Products » Summary

263 Borrowers
USD 39,623.35 Portfolio
Active Product
10 Borrowers
USD 16,421.32 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

261 Borrowers
USD 506,190 Portfolio
Active Product
160 Borrowers
USD 191,807 Portfolio
Active Product
273 Borrowers
USD 176,374 Portfolio
Active Product
1,650 Borrowers
USD 364,133 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Microfinance Loan GHS 200 - 3,000 6 - 12 80% - 100% 40% - 60% Business Women, Men, Have business, Specific age group, Children and the very elderly are not eligible., Must be a member of a group or association. Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Health/Nutrition , Family Life

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan GHS 500 - 2,000 6 - 12 20% - 40% 0% - 20%
Credit With Education (CWE) Loan GHS 500 - 4,000 12 - 24 60% - 80% 0% - 20%
Farming Loan GHS 200 - 2,000 12 - 18 20% - 40% 0% - 20%
Salary Loan GHS 500 - 10,000 12 - 36 40% - 60% 0% - 20%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microfinance Loan 36.00% annual, Flat 2 Fees 0 None 10.00% upfront 69.3% - 70.3% 82.1% - 83.3% 43

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 36.00%-0.00% annual, Flat 1 Fee 0 Ins 62.8% - 63.4% 98.5% - 106.1% 35
Credit With Education (CWE) Loan 20.00%-0.00% annual, Flat 0 Fees 0 Ins 74.2% - 76.6% 95.6% - 106.3% 20
Farming Loan 30.00%-0.00% annual, Flat 0 Fees 0 Ins 61.1% 107.2% 27
Salary Loan 30.00%-0.00% annual, Decl Bal 2 Fees 0 Ins N/A 29.2% - 63.9% 29.2% - 63.9% 73

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microfinance Loan 36.00% annual, Flat 2 Fees 0 None 10.00% upfront 69.3% - 70.3% 82.1% - 83.3% 43

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 36.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 62.8% - 63.4% 98.5% - 106.1% 35
Credit With Education (CWE) Loan 20.00%-0.00% annual, Flat 0 Fees 0 Ins Ins 74.2% - 76.6% 95.6% - 106.3% 20
Farming Loan 30.00%-0.00% annual, Flat 0 Fees 0 Ins Ins 61.1% 107.2% 27
Salary Loan 30.00%-0.00% annual, Decl Bal 2 Fees 0 Ins Ins N/A 29.2% - 63.9% 29.2% - 63.9% 73
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