Institution

EMPRETEC Ghana Foundation No. 24 Nii Amoah Loop East LegonEGF PMB GPOAccra, Greater Accra
Data approved: 2013-03-21
Data version: 2
Age of data: 132 months

Institution

Tamale Community Credit Union P.O.BoxTamale, Northern Region233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressn/a
Year established1990
Head of InstitutionKwabena Dankyi Darfoor
Regions activeGreater Accra Region, Central Region, Western Region, Eastern Region, Ashanti Region, Northern Region
# Branches4

Total Portfolio (nat'l)GHS 110,408
Total Portfolio (USD)USD 56,044.67
Active clients with loans273
Approximate % female clients60% - 80%
Approximate % urban clients20% - 40%
Network affiliationsGHAMFIN, ASSFIN, UNDP, UNCTAD/EMPRETEC Worldwide
FundersUNDP

Institution Details

Institution TypeCooperative
Is this institution regulated?No
Website addressN/A
Year established2004
Head of InstitutionSafia Musah
Regions active0
# Branches0

Total Portfolio (nat'l)GHS 154,883
Total Portfolio (USD)USD 103,255.33
Active clients with loans743
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliationsCUA, GHAMFIN
FundersSENDFINCO (SEND Ghana)

Loan Products » Summary

263 Borrowers
USD 39,623.35 Portfolio
Active Product
10 Borrowers
USD 16,421.32 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

195 Borrowers
USD 63,471 Portfolio
Active Product
464 Borrowers
USD 12,383 Portfolio
Active Product
84 Borrowers
USD 27,201 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Microfinance Loan GHS 200 - 3,000 6 - 12 80% - 100% 40% - 60% Business Women, Men, Have business, Specific age group, Children and the very elderly are not eligible., Must be a member of a group or association. Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Health/Nutrition , Family Life

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan GHS 100 - 7,000 1 - 18 40% - 60% 20% - 40%
Microfinance Loan GHS 80 - 100 4 80% - 100% 0% - 20%
Provident Loan GHS 500 - 6,000 1 - 18 40% - 60% 0% - 20%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microfinance Loan 36.00% annual, Flat 2 Fees 0 None 10.00% upfront 69.3% - 70.3% 82.1% - 83.3% 43

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 36.00%-0.00% annual, Decl Bal 0 Fees 1 Ins N/A 31.8% - 36.5% 37.7% - 48.1% 83
Microfinance Loan 33.00%-0.00% annual, Flat 1 Fee 0 Ins N/A 64.5% - 66% 64.5% - 66% 50
Provident Loan 36.00%-0.00% annual, Decl Bal 0 Fees 2 Ins N/A 36.4% - 36.7% 43% - 47% 81

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microfinance Loan 36.00% annual, Flat 2 Fees 0 None 10.00% upfront 69.3% - 70.3% 82.1% - 83.3% 43

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 36.00%-0.00% annual, Decl Bal 0 Fees 1 Ins Ins N/A 31.8% - 36.5% 37.7% - 48.1% 83
Microfinance Loan 33.00%-0.00% annual, Flat 1 Fee 0 Ins Ins N/A 64.5% - 66% 64.5% - 66% 50
Provident Loan 36.00%-0.00% annual, Decl Bal 0 Fees 2 Ins Ins N/A 36.4% - 36.7% 43% - 47% 81
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