| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2001 |
| Head of Institution | Mohammed A. Adams |
| Regions active | 0 |
| # Branches | 4 |
| Total Portfolio (nat'l) | GHS 931,520 |
| Total Portfolio (USD) | USD 621,013.33 |
| Active clients with loans | 10,500 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Association of Non-Governmental Organizations (ASSFIN), Ghana Microfinance Associtations Network (GHAMFIN) |
| Funders | Grameen Foundation, Cordaid, Planet Finance |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 2005 |
| Head of Institution | Francis Chivuta |
| Regions active | |
| # Branches | 2 |
| Total Portfolio (nat'l) | ZMK 10,000,000 |
| Total Portfolio (USD) | USD 1,932.37 |
| Active clients with loans | 30 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Business Loan | GHS 400 - 1,000 | 6 - 12 | 20% - 40% | 0% - 20% | ||||||||||
| Basic Loan | GHS 50 - 500 | 4 - 6 | 80% - 100% | 0% - 20% | ||||||||||
| Grain Banking | GHS 400 - 1,000 | 6 - 12 | 80% - 100% | 0% - 20% | ||||||||||
| Processing Loan | GHS 600 - 1,000 | 6 - 10 | 80% - 100% | 0% - 20% |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microcredit | ZMK 200,000 - 2,000,000 | 3 - 12 | 60% - 80% | 40% - 60% | Business, Education, Other | Women, Men, Securities like goats, tractor, etc. | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Business Loan | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins | N/A | 34.4% | 34.4% | 87 | |||||||||
| Basic Loan | 36.00%-0.00% annual, Flat | 1 Fee | 0 Ins | N/A | 68.8% - 84.3% | 68.8% - 84.3% | 48 | |||||||||
| Grain Banking | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins | N/A | 42.3% | 42.3% | 70 | |||||||||
| Processing Loan | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins | N/A | 49.8% | 49.8% | 60 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microcredit | 120.0% annual, Flat | 1 Fee | 0 | None | N/A | 144.6% - 471% | 144.6% - 471% | 55 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Business Loan | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | N/A | 34.4% | 34.4% | 87 | |||||||||
| Basic Loan | 36.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | N/A | 68.8% - 84.3% | 68.8% - 84.3% | 48 | |||||||||
| Grain Banking | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | N/A | 42.3% | 42.3% | 70 | |||||||||
| Processing Loan | 30.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | N/A | 49.8% | 49.8% | 60 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Microcredit | 120.0% annual, Flat | 1 Fee | 0 | None | N/A | 144.6% - 471% | 144.6% - 471% | 55 |
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