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Institution

Lower Pra Rural Bank Limited ShamaWestern RegionPO Box SH 18
Data approved: 2011-12-07
Data version: 1
Age of data: 101 months

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addresshttp://www.lowerpraruralbank.com/
Year established1983
Head of InstitutionIsaac Kwamina Afful
Regions active
# Branches14

Total Portfolio (nat'l)GHS 12,443,472
Total Portfolio (USD)USD 6,316,483.25
Active clients with loans34,056
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliationsGHAMFIN, ARB APEX
Funders

Loan Products » Summary

13,529 Borrowers
USD 2,093,440.10 Portfolio
Active Product
17,746 Borrowers
USD 3,895,317.77 Portfolio
Active Product
2,781 Borrowers
USD 327,725.89 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Micro Loan GHS 1,000 - 30,000 1 - 12 20% - 40% 20% - 40% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
Salary Loan GHS 500 - 11,000 1 - 60 40% - 60% 80% - 100% Business Women, Men Credit Ins
Susu Loan GHS 200 - 3,500 1 - 12 40% - 60% 80% - 100% Business Women, Men, Have business Credit Ins, Tech Asst Visits, Market trends

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Micro Loan 30.00% annual, Flat 2 Fees 0 Ins None 25.00%- upfront 66.3% - 87.9% 104.2% - 146.4% 24
Salary Loan 28.00% annual, Flat 2 Fees 0 Ins None N/A 47.4% - 63% 47.4% - 63% 48
Susu Loan 30.00% annual, Flat 2 Fees 0 Ins None 25.00%- upfront 69.6% - 91.6% 115.7% - 154.1% 22
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Banco Solidario79,700221,716,0001114
CEPESIU2,000939,0004114
COAC 4 Octubre2,2005,771,0002114
COAC Ambato1,30016,415,0002114
COAC FondVida2,5004,200,0004114
COAC LaBenefica2,5008,482,0006114
COAC MCCH5,30010,020,0002114
COAC Nacional30,70027,129,0002114
COAC San José10,40029,133,0005114
COAC SanAntonio1,0002,384,0003114
COAC SantaAnita2,0002,532,0006114
Codesarrollo14,40040,328,0007114
Coop San Miguel1,8004,754,0005111
CooP VPR7001,052,0004114
Cooprogreso7,90032,244,0004114
Credi Fe100,900380,039,0004114
D^Miro36,90027,692,0009107
DECOF2,200705,0002114
Espoir62,10021,036,0005114
FODEMI28,20012,924,0003114
Fundacion Alternativa4,3005,545,0002114
FUNDAMIC2,0001,468,0002114
INSOTEC7,0006,047,0004114
Luz del Valle6,40011,300,0003114
ProCredit43,800211,941,0002114
PS Ambato5,6002,771,0001114
Caps / Zoom options
Key Statistics
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Loan Portfolio (USD)
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% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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