2. Maata-N-Tudu
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. CEPESIU
Please note that the information you are viewing is 163 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Maata-N-Tudu Association Head OfficeTamale, NorthernP.O. Box 1015
Data approved: 2013-02-13
Data version: 2
Age of data: 132 months
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Institution

CEPESIU Veintimilla E10-50 y Av. 12 de OctubreEdificio Quito 12 El Giron Torre W, PenthouseQuito, Pichincha
Data approved: 2010-11-22
Data version: 1
Age of data: 163 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.maata-n-tudu.org/
Year established1993
Head of InstitutionKonlan Lambongang
Regions activeNorthern Region, Upper East Region, Upper West Region
# Branches3

Total Portfolio (nat'l)GHS 1,855,661
Total Portfolio (USD)USD 941,959.90
Active clients with loans12,035
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliationsGHAMFIN, ASSFIN
FundersCORDAID, UNDP, Grameen Foundation, Planet Finance

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.cepesiu.org.ec/
Year established1983
Head of InstitutionCecilia Padilla
Regions active
# Branches3

Total Portfolio (nat'l)USD 939,466.31
Total Portfolio (USD)USD 939,466.31
Active clients with loans2,011
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliations
Funders

Loan Products » Summary

Agro
2,620 Borrowers
USD 299,238.58 Portfolio
Active Product
Grain
5,687 Borrowers
USD 299,756.35 Portfolio
Active Product
Trading
3,728 Borrowers
USD 276,140.10 Portfolio
Active Product
Individual
27 Borrowers
USD 66,824.87 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

Directo
166 Borrowers
USD 66,556.84 Portfolio
Active Product
Individual
176 Borrowers
USD 157,302.20 Portfolio
Active Product
Solidario
1,612 Borrowers
USD 589,823 Portfolio
Active Product
SPI
57 Borrowers
USD 125,784.24 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agro Processing Loan GHS 50 - 1,000 9 80% - 100% 0% - 20% Business Women, Have business Credit Educ, Group Mtgs, Credit Ins
Grain Banking Loan GHS 50 - 1,000 9 80% - 100% 0% - 20% Business Women Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training
Trading Loan GHS 50 - 1,000 6 80% - 100% 40% - 60% Business Women, Have business Credit Educ, Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Programa de Crédito Directo USD 500 - 1,500 4 - 8 20% - 40% 0% - 20% Business Women, Men, Have business, Asociacion debe haber firmado convenio con Cepesiu, Producto dirigido a produccion agricola de ciclo corto Tech Asst Visits
Programa de Crédito Individual (PCI) USD 500 - 3,000 6 - 18 40% - 60% 80% - 100% Business Women, Men, Have business, Buena calificacion en la Central de Riesgos, Negocios establecidos un año Tech Asst Visits
Programa Grupo Solidario USD 200 - 1,500 4 - 18 60% - 80% 60% - 80% Business Women, Men, Have business, Buena calificacion en central de riesgos., Negocio funcionando 1 año. Tech Asst Visits
Sociedad Popular de Inversión SPI USD 300 - 10,000 4 - 24 40% - 60% 20% - 40% Business Women, Men, Estructuras financieras locales autogestionadas de credito, Minimo 4 meses de funcionamiento Tech Asst Visits, Cepesiu brinda asistencia tecnica con recursos no reembolsables

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agro Processing Loan 36.00% annual, Flat 1 Fee 0 Ins None 20.00% upfront 45.2% - 46% 59.3% - 60.5% 60
Grain Banking Loan 38.04% annual, Flat 1 Fee 0 Ins None 20.00% upfront 38.2% - 38.7% 47.5% - 48.1% 79
Trading Loan 36.00% annual, Flat 1 Fee 0 Ins None 20.00% upfront 51.9% - 56.3% 71% - 77.1% 49

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Programa de Crédito Directo 28.6% annual, Decl Bal 0 Fees 0 Ins None 12.0% upfront 28.9% - 29% 32.9% 87
Programa de Crédito Individual (PCI) 28.6% annual, Decl Bal 0 Fees 0 Ins None 12.0% upfront 15.2% - 19.8% 15.2% - 25.2% 100
Programa Grupo Solidario 28.6% annual, Decl Bal 0 Fees 0 Ins None 12.0% upfront 19.8% - 24.8% 25.2% - 31.1% 97
Sociedad Popular de Inversión SPI 26.0% annual, Decl Bal 0 Fees 0 Ins None N/A 19% - 24.8% 19% - 24.8% 100

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agro Processing Loan 36.00% annual, Flat 1 Fee 0 Ins Ins None 20.00% upfront 45.2% - 46% 59.3% - 60.5% 60
Grain Banking Loan 38.04% annual, Flat 1 Fee 0 Ins Ins None 20.00% upfront 38.2% - 38.7% 47.5% - 48.1% 79
Trading Loan 36.00% annual, Flat 1 Fee 0 Ins Ins None 20.00% upfront 51.9% - 56.3% 71% - 77.1% 49

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Programa de Crédito Directo 28.6% annual, Decl Bal 0 Fees 0 Ins Ins None 12.0% upfront 28.9% - 29% 32.9% 87
Programa de Crédito Individual (PCI) 28.6% annual, Decl Bal 0 Fees 0 Ins Ins None 12.0% upfront 15.2% - 19.8% 15.2% - 25.2% 100
Programa Grupo Solidario 28.6% annual, Decl Bal 0 Fees 0 Ins Ins None 12.0% upfront 19.8% - 24.8% 25.2% - 31.1% 97
Sociedad Popular de Inversión SPI 26.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 19% - 24.8% 19% - 24.8% 100
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Loan Portfolio (USD)
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% Products with one or more insurances
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