Please note that the information you are viewing is 74 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Mail Finance Head OfficeMadina, Accra, Greater AccraP.O. Box MD 320
Data approved: 2013-03-28
Data version: 2
Age of data: 83 months

Institution

CRÉDITO CON EDUCACIÓN RURAL Calle Presbítero Medina Nº 2931 (Final-Pasaje Lastra)La Paz, La Paz13748
Data approved: 2011-02-21
Data version: 1
Age of data: -   months 

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addresshttp://www.mailfinancegh.com
Year established2005
Head of InstitutionMark Gborgbor
Regions activeGreater Accra Region
# Branches0

Total Portfolio (nat'l)GHS 568,292
Total Portfolio (USD)USD 288,473.10
Active clients with loans342
Approximate % female clients60% - 80%
Approximate % urban clients80% - 100%
Network affiliationsGAMFIN, GCSCA
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?N/A
Website addresshttp://www.crecer.org.bo/
Year established1999
Head of InstitutionJosé Auad Lema
Regions active0
# Branches9

Total Portfolio (nat'l)BOB 329,433,070
Total Portfolio (USD)USD 47,743,923.19
Active clients with loans101,962
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliationsPROCOSI-Programa de Coordinación en Salud Integral, FINRURAL-Asociación de Instituciones Financieras para el Desarrollo (Bolivia), INAFI LA, FOLADE
Funders

Loan Products » Summary

342 Borrowers
USD 288,473.10 Portfolio
Active Product

Loan Products » Summary

8,700 Borrowers
USD 28,684,345.36 Portfolio
Active Product
4,310 Borrowers
USD 8,866,735 Portfolio
Active Product
10,800 Borrowers
USD 42,198,574.20 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Microfinance Loan GHS 100 - 30,000 6 - 12 60% - 80% 60% - 80% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Banca Comunal BOB 6,000 - 180,000 6 - 8 60% - 80% 40% - 60% Business, Housing, Education, Other, Capital de Operación-Inversión Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
Credito Individual - USD USD 100 - 10,000 3 - 60 80% - 100% 60% - 80% Business, Housing, Education, Other Have business, Specific age group, No deben tener deuda en mora en el sistema financiero (Consulta Central de Riesgos), Experiencia mínima de 1 año en la actividad a financiar y 6 meses de funcionamiento del negocio Credit Educ, Credit Ins, Other Training
Credito Individual - BOB BOB 700 - 70,000 3 - 60 80% - 100% 40% - 60% Business, Housing, Education, Capital de Operación-Inversión Women, Men, Have business Credit Educ, Credit Ins, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microfinance Loan 60.00% annual, Flat 1 Fee 1 Ins None 5.00%-50.00% upfront 103.3% - 111.6% 194.6% - 373.8% 22

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Banca Comunal 36.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Credito Individual - USD 18.0%-24.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Credito Individual - BOB 18.0%-24.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microfinance Loan 60.00% annual, Flat 1 Fee 1 Ins Ins None 5.00%-50.00% upfront 103.3% - 111.6% 194.6% - 373.8% 22

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Banca Comunal 36.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Credito Individual - USD 18.0%-24.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Credito Individual - BOB 18.0%-24.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Institution Price Graph
Institution Price Graph
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to