| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://markazalbishara.wordpress.com/ |
| Year established | 1996 |
| Head of Institution | Rev. Johnson Asare |
| Regions active | Northern Region |
| # Branches | 1 |
| Total Portfolio (nat'l) | GHS 35,000 |
| Total Portfolio (USD) | USD 17,766.50 |
| Active clients with loans | 145 |
| Approximate % female clients | 100% |
| Approximate % urban clients | 100% |
| Network affiliations | Christian Children's Fund of Canada (CCFC), GHAMFIN, ASSFIN, Credit Union Association (CUA) |
| Funders | Christian Children's Fund of Canada (CCFC), Credit Union Association (CUA) |
| Institution Type | Public 'For Profit' |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 1983 |
| Head of Institution | Stephen Sarfo Kantanka |
| Regions active | 0 |
| # Branches | 6 |
| Total Portfolio (nat'l) | GHS 2,206,539 |
| Total Portfolio (USD) | USD 1,471,026 |
| Active clients with loans | 3,792 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | GHAMFIN, ARB APEX |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Petty Trading Loan | GHS 100 - 300 | 6 | 80% - 100% | 80% - 100% | Business, Other | Women, Have business | Group Mtgs, Tech Asst Visits, Health Training (HIV/AIDS, etc.) |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | GHS 500 - 5,000 | 6 - 12 | 60% - 80% | 60% - 80% | ||||||||||
| Susu Loan | GHS 300 - 10,000 | 6 - 12 | 80% - 100% | 80% - 100% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Petty Trading Loan | 30.00% annual, Flat | 1 Fee | 0 | None | N/A | 50.5% | 50.5% | 59 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | 32.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 61.7% - 66.6% | 103.1% - 117.8% | 29 | ||||||||||
| Susu Loan | 32.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 61.9% - 68.3% | 125.3% - 150% | 23 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Petty Trading Loan | 30.00% annual, Flat | 1 Fee | 0 | None | N/A | 50.5% | 50.5% | 59 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group Loan | 32.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 61.7% - 66.6% | 103.1% - 117.8% | 29 | ||||||||||
| Susu Loan | 32.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 61.9% - 68.3% | 125.3% - 150% | 23 |
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