| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.microfinplusghana.org/ |
| Year established | 2007 |
| Head of Institution | Ishmael.k.otchere |
| Regions active | 0 |
| # Branches | 2 |
| Total Portfolio (nat'l) | GHS 383,260 |
| Total Portfolio (USD) | USD 255,506.67 |
| Active clients with loans | 3,933 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | GHAMFIN |
| Funders | Plan Ghana, Barclays |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.richstepinvestment.com |
| Year established | 2007 |
| Head of Institution | Stephen Dzovor |
| Regions active | Greater Accra Region |
| # Branches | 9 |
| Total Portfolio (nat'l) | GHS 200,000 |
| Total Portfolio (USD) | USD 101,522.84 |
| Active clients with loans | 150 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | GHAMFIN, GCSCA |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| M-Hope | GHS 50 - 2,000 | 3 - 6 | 80% - 100% | 0% - 20% |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Petty Traders Loan | GHS 50 - 1,000 | 1 - 5 | 40% - 60% | 80% - 100% | Business | Women, Men, Have business, Have home or land, Specific age group | Group Mtgs, Credit Ins, Other Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| M-Hope | 45.00%-0.00% annual, Flat | 2 Fees | 1 Ins | 67.5% - 68% | 86.9% - 87.7% | 51 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Petty Traders Loan | 60.00%-120.00% annual, Flat | 2 Fees | 0 | None | 25.00% upfront | 147.3% - 245.4% | 259.4% - 420.1% | 16 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| M-Hope | 45.00%-0.00% annual, Flat | 2 Fees | 1 Ins Ins | 67.5% - 68% | 86.9% - 87.7% | 51 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Petty Traders Loan | 60.00%-120.00% annual, Flat | 2 Fees | 0 | None | 25.00% upfront | 147.3% - 245.4% | 259.4% - 420.1% | 16 |
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