| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | Yes |
| Website address | http://www.procredit.com.gh/ |
| Year established | 2002 |
| Head of Institution | Andre Radloff |
| Regions active | 0 |
| # Branches | 0 |
| Total Portfolio (nat'l) | GHS 39,657,346 |
| Total Portfolio (USD) | USD 26,438,230.67 |
| Active clients with loans | 8,924 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | ProCredit Group |
| Funders | ProCredit Holding, Frankfurt- Germany, DOEN Foundation, Amsterdam |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | N/A |
| Website address | http://www.crecer.org.bo/ |
| Year established | 1999 |
| Head of Institution | José Auad Lema |
| Regions active | 0 |
| # Branches | 9 |
| Total Portfolio (nat'l) | BOB 329,433,070 |
| Total Portfolio (USD) | USD 47,743,923.19 |
| Active clients with loans | 101,962 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | PROCOSI-Programa de Coordinación en Salud Integral, FINRURAL-Asociación de Instituciones Financieras para el Desarrollo (Bolivia), INAFI LA, FOLADE |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agro Loans | GHS 2,000 - 150,000 | 1 - 60 | 0% - 20% | 0% - 20% | ||||||||||
| Business Loans | GHS 2,000 - 45,000 | 3 - 48 | 40% - 60% | 80% - 100% | ||||||||||
| Personal Loan | 0 | 0 | 20% - 40% | 80% - 100% | ||||||||||
| ProCredit Line (Overdraft) | GHS 2,000 - 150,000 | 1 - 12 | 40% - 60% | 80% - 100% |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Banca Comunal | BOB 6,000 - 180,000 | 6 - 8 | 60% - 80% | 40% - 60% | Business, Housing, Education, Other, Capital de Operación-Inversión | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Credito Individual - USD | USD 100 - 10,000 | 3 - 60 | 80% - 100% | 60% - 80% | Business, Housing, Education, Other | Have business, Specific age group, No deben tener deuda en mora en el sistema financiero (Consulta Central de Riesgos), Experiencia mínima de 1 año en la actividad a financiar y 6 meses de funcionamiento del negocio | Credit Educ, Credit Ins, Other Training | |||||||
| Credito Individual - BOB | BOB 700 - 70,000 | 3 - 60 | 80% - 100% | 40% - 60% | Business, Housing, Education, Capital de Operación-Inversión | Women, Men, Have business | Credit Educ, Credit Ins, Other Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agro Loans | 30.00%-0.00% annual, Decl Bal | 1 Fee | 0 Ins | N/A | 43.8% - 54% | 43.8% - 54% | 63 | |||||||||
| Business Loans | 33.00%-0.00% annual, Decl Bal | 1 Fee | 0 Ins | N/A | 56.6% - 76.1% | 56.6% - 76.1% | 47 | |||||||||
| Personal Loan | 0.00% annual, 0 | 0 Fees | 0 Ins | 33.1% - 33.7% | 33.1% - 33.7% | |||||||||||
| ProCredit Line (Overdraft) | 39.60%-0.00% annual, Decl Bal | 2 Fees | 0 Ins | N/A | 0% | 0% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Banca Comunal | 36.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Credito Individual - USD | 18.0%-24.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Credito Individual - BOB | 18.0%-24.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 0% | 0% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agro Loans | 30.00%-0.00% annual, Decl Bal | 1 Fee | 0 Ins Ins | N/A | 43.8% - 54% | 43.8% - 54% | 63 | |||||||||
| Business Loans | 33.00%-0.00% annual, Decl Bal | 1 Fee | 0 Ins Ins | N/A | 56.6% - 76.1% | 56.6% - 76.1% | 47 | |||||||||
| Personal Loan | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | 33.1% - 33.7% | 33.1% - 33.7% | |||||||||||
| ProCredit Line (Overdraft) | 39.60%-0.00% annual, Decl Bal | 2 Fees | 0 Ins Ins | N/A | 0% | 0% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Banca Comunal | 36.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Credito Individual - USD | 18.0%-24.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Credito Individual - BOB | 18.0%-24.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 0% | 0% | N/A |
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