Institution

ProCredit Savings & Loans Company Ltd. P. O Box NT 328 Newtown, AccraAccra, Greater Accra
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 

Institution

DAASGIFT QUALITY FOUNDATION P.O.Box TD 1369. TakoradiTakoradi, Western Region233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addresshttp://www.procredit.com.gh/
Year established2002
Head of InstitutionAndre Radloff
Regions active0
# Branches0

Total Portfolio (nat'l)GHS 39,657,346
Total Portfolio (USD)USD 26,438,230.67
Active clients with loans8,924
Approximate % female clients20% - 40%
Approximate % urban clients80% - 100%
Network affiliationsProCredit Group
FundersProCredit Holding, Frankfurt- Germany, DOEN Foundation, Amsterdam

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.daasgift.org/
Year established2006
Head of InstitutionMrs Gifty Baaba Asmah
Regions active0
# Branches2

Total Portfolio (nat'l)GHS 96,292
Total Portfolio (USD)USD 64,194.67
Active clients with loans1,424
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliationsGHAMFIN, ASSFIN, AGSI, MICROCREDIT SUMMIT CAMPAIGN
FundersE&CO, CHF International, Global Giving

Loan Products » Summary

1,728 Borrowers
USD 5,237,120 Portfolio
Active Product
6,818 Borrowers
USD 19,143,423 Portfolio
Active Product
14 Borrowers
USD 16,397 Portfolio
Active Product
120 Borrowers
USD 1,441,363 Portfolio
Active Product

Loan Products » Summary

5 Borrowers
USD 1,117 Portfolio
Active Product
729 Borrowers
USD 48,647 Portfolio
Active Product
23 Borrowers
USD 4,877 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agro Loans GHS 2,000 - 150,000 1 - 60 0% - 20% 0% - 20%
Business Loans GHS 2,000 - 45,000 3 - 48 40% - 60% 80% - 100%
Personal Loan 0 0 20% - 40% 80% - 100%
ProCredit Line (Overdraft) GHS 2,000 - 150,000 1 - 12 40% - 60% 80% - 100%

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Energy (Clean Cookstoves) 0 0 80% - 100% 60% - 80%
Group lending GHS 50 - 1,000 4 - 6 80% - 100% 40% - 60%
Managed Funds Loan 0 0 80% - 100% 0% - 20%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agro Loans 30.00%-0.00% annual, Decl Bal 1 Fee 0 Ins N/A 43.8% - 54% 43.8% - 54% 63
Business Loans 33.00%-0.00% annual, Decl Bal 1 Fee 0 Ins N/A 56.6% - 76.1% 56.6% - 76.1% 47
Personal Loan 0.00% annual, 0 0 Fees 0 Ins 33.1% - 33.7% 33.1% - 33.7%
ProCredit Line (Overdraft) 39.60%-0.00% annual, Decl Bal 2 Fees 0 Ins N/A 0% 0%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Energy (Clean Cookstoves) 0.00% annual, 0 0 Fees 0 Ins 69.9% - 83.8% 69.9% - 83.8%
Group lending 65.00%-0.00% annual, Flat 1 Fee 1 Ins 139.1% - 143.6% 228.8% - 238.8% 27
Managed Funds Loan 0.00% annual, 0 0 Fees 0 Ins 82% - 82.4% 135.7% - 136.3%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agro Loans 30.00%-0.00% annual, Decl Bal 1 Fee 0 Ins Ins N/A 43.8% - 54% 43.8% - 54% 63
Business Loans 33.00%-0.00% annual, Decl Bal 1 Fee 0 Ins Ins N/A 56.6% - 76.1% 56.6% - 76.1% 47
Personal Loan 0.00% annual, 0 0 Fees 0 Ins Ins 33.1% - 33.7% 33.1% - 33.7%
ProCredit Line (Overdraft) 39.60%-0.00% annual, Decl Bal 2 Fees 0 Ins Ins N/A 0% 0%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Energy (Clean Cookstoves) 0.00% annual, 0 0 Fees 0 Ins Ins 69.9% - 83.8% 69.9% - 83.8%
Group lending 65.00%-0.00% annual, Flat 1 Fee 1 Ins Ins 139.1% - 143.6% 228.8% - 238.8% 27
Managed Funds Loan 0.00% annual, 0 0 Fees 0 Ins Ins 82% - 82.4% 135.7% - 136.3%
Institution Price Graph
Institution Price Graph
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to