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Institution

Sekam Trust International Tulaku, behind Amal BankPBM 16AF, Adenta FlatsAshaiman, Greater Accra
Data approved: 2013-03-15
Data version: 2
Age of data: 87 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.sekamtrustghana.org/
Year established2008
Head of InstitutionSiegfried Kofi Gbadago
Regions activeGreater Accra Region
# Branches2

Total Portfolio (nat'l)GHS 271,000
Total Portfolio (USD)USD 137,563.45
Active clients with loans621
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsGCSCA, ASSFIN
FundersIntent Foundation

Loan Products » Summary

256 Borrowers
USD 63,451.78 Portfolio
Active Product
365 Borrowers
USD 74,111.68 Portfolio
Active Product
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan GHS 500 - 3,000 2 - 12 60% - 80% 60% - 80% Business Women, Men, Have business, Usually must have run a business for at least 3 years Credit Ins
Group Loan GHS 200 - 500 3 - 6 80% - 100% 0% - 20% Business, Housing, Education Women, Men, Have business Book keeping training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 60.00%-120.00% annual, Flat 2 Fees 1 Ins None 30.00% upfront 124.5% - 151.3% 230.8% - 268.3% 23
Group Loan 60.00%-96.00% annual, Flat 2 Fees 1 Ins None 20.00% upfront 174% - 180% 248.8% - 257.7% 23
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Banco Solidario79,700221,716,0001118
CEPESIU2,000939,0004118
COAC 4 Octubre2,2005,771,0002118
COAC Ambato1,30016,415,0002118
COAC FondVida2,5004,200,0004118
COAC LaBenefica2,5008,482,0006118
COAC MCCH5,30010,020,0002118
COAC Nacional30,70027,129,0002118
COAC San José10,40029,133,0005118
COAC SanAntonio1,0002,384,0003118
COAC SantaAnita2,0002,532,0006118
Codesarrollo14,40040,328,0007118
Coop San Miguel1,8004,754,0005115
CooP VPR7001,052,0004118
Cooprogreso7,90032,244,0004118
Credi Fe100,900380,039,0004118
D^Miro36,90027,692,0009111
DECOF2,200705,0002118
Espoir62,10021,036,0005118
FODEMI28,20012,924,0003118
Fundacion Alternativa4,3005,545,0002118
FUNDAMIC2,0001,468,0002118
INSOTEC7,0006,047,0004118
Luz del Valle6,40011,300,0003118
ProCredit43,800211,941,0002118
PS Ambato5,6002,771,0001118
Caps / Zoom options
Key Statistics
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Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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