| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.sekamtrustghana.org/ |
| Year established | 2008 |
| Head of Institution | Siegfried Kofi Gbadago |
| Regions active | 0 |
| # Branches | 2 |
| Total Portfolio (nat'l) | GHS 150,000 |
| Total Portfolio (USD) | USD 100,000 |
| Active clients with loans | 800 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | GCSCA, ASSFIN |
| Funders | Intent Foundation |
| Institution Type | RurBank |
| Is this institution regulated? | Yes |
| Website address | http://www.rblabason.com/ |
| Year established | 1979 |
| Head of Institution | Atty. Val Angelo C. Concha |
| Regions active | |
| # Branches | 2 |
| Total Portfolio (nat'l) | PhP 12,311,399 |
| Total Portfolio (USD) | USD 294,531.08 |
| Active clients with loans | 603 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | Bangko Sentral ng Pilipinas (BSP), Microenterprise Access to Banking Services (MABS), Rural Bankers Association of the Philippines (RBAP), Zamboanga del Norte Federation of Rural Banks (ZNFRB) |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 0 | 0 | 60% - 80% | 60% - 80% | ||||||||||
| Group Loan | GHS 200 - 500 | 3 - 6 | 80% - 100% | 0% - 20% | ||||||||||
| Salary Workers Loan | 0 | 0 | 0% - 20% | 0% - 20% |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| KUGI | PHP 5,000 - 150,000 | 1 - 10 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 0.00% annual, 0 | 0 Fees | 0 Ins | 117.3% - 125.7% | 193.8% - 233.8% | |||||||||||
| Group Loan | 60.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 131.5% - 141.8% | 245.8% - 266.1% | 23 | ||||||||||
| Salary Workers Loan | 0.00% annual, 0 | 0 Fees | 0 Ins | 114.6% - 137.1% | 114.6% - 137.1% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| KUGI | 30.0% annual, Flat | 2 Fees | 1 Ins | None | 20.00% ongoing | 58.8% - 82% | 64% - 97.7% | 39 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | 117.3% - 125.7% | 193.8% - 233.8% | |||||||||||
| Group Loan | 60.00%-0.00% annual, Flat | 1 Fee | 0 Ins Ins | 131.5% - 141.8% | 245.8% - 266.1% | 23 | ||||||||||
| Salary Workers Loan | 0.00% annual, 0 | 0 Fees | 0 Ins Ins | 114.6% - 137.1% | 114.6% - 137.1% |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| KUGI | 30.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 20.00% ongoing | 58.8% - 82% | 64% - 97.7% | 39 |
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