| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 1986 |
| Head of Institution | Nantogma Issah Abdulai |
| Regions active | |
| # Branches | 6 |
| Total Portfolio (nat'l) | GHS 927,856 |
| Total Portfolio (USD) | USD 470,992.89 |
| Active clients with loans | 8,970 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | ASSFIN, GHAMFIN |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | GHS 300 - 500 | 6 - 12 | 40% - 60% | 0% - 20% | Business, Farming | Women, Men, Must be in a group, must have a farm | Group Mtgs, Credit Ins, Other Training | |||||||
| Agro-Processing Loan | GHS 100 - 2,100 | 6 - 12 | 80% - 100% | 0% - 20% | Business, for agro-processing activities | Women | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
| Trading Loan | GHS 100 - 1,200 | 12 | 80% - 100% | 20% - 40% | Business, petty trading | Women | Credit Educ, Group Mtgs, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | 20.00% annual, Flat | 0 Fees | 0 Ins | None | N/A | 29.8% - 30.1% | 29.8% - 30.1% | 66 | ||||||||
| Agro-Processing Loan | 27.00%-30.00% annual, Flat | 2 Fees | 0 Ins | None | 10.00% upfront | 44.4% - 57.6% | 52.1% - 68.6% | 45 | ||||||||
| Trading Loan | 27.00%-30.00% annual, Flat | 2 Fees | 0 Ins | None | N/A | 51.2% - 60.8% | 51.2% - 60.8% | 47 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACLEDA | 235,200 | 215,086,000 | 6 | 160 |
| AMK | 288,200 | 63,784,000 | 16 | 132 |
| AMRET | 299,500 | 149,542,000 | 8 | 132 |
| Chamroeun | 48,100 | 7,480,000 | 4 | 113 |
| Farmer Finance | 200 | 407,000 | 1 | 132 |
| First Finance | 500 | 5,819,000 | 1 | 132 |
| HKL | 73,400 | 93,842,000 | 3 | 132 |
| KREDIT | 61,800 | 59,319,000 | 9 | 132 |
| Maxima | 2,900 | 3,179,000 | 3 | 132 |
| PRASAC | 138,500 | 251,931,000 | 9 | 132 |
| Seilanithih | 15,200 | 7,516,000 | 5 | 132 |
| SPN | 35,100 | 29,828,000 | 6 | 132 |
| TPC | 120,000 | 45,931,000 | 13 | 132 |
| VF Cambodia | 148,600 | 48,984,000 | 18 | 132 |
| Key Statistics | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
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