Institution

Tamale Community Credit Union Head OfficeTamale, Northern Region
Data approved: 2013-04-29
Data version: 2
Age of data: 132 months

Institution

Ahantaman Rural Bank Limited P.O Box 41, Agona Nkwanta, via Takoradi, Western RegionAgona-Nwata, Western Region233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?No
Website addressN/A
Year established2004
Head of InstitutionAkaare Emmanuel
Regions activeNorthern Region
# Branches1

Total Portfolio (nat'l)GHS 64,800
Total Portfolio (USD)USD 32,893.40
Active clients with loans145
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliationsCUA, GHAMFIN
FundersSENDFINCO (SEND Ghana)

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addresshttp://www.ahantamanruralbank.com/
Year established1984
Head of InstitutionJohn Dadzie
Regions active0
# Branches12

Total Portfolio (nat'l)GHS 9,200,000
Total Portfolio (USD)USD 6,133,333.33
Active clients with loans17,000
Approximate % female clients60% - 80%
Approximate % urban clients20% - 40%
Network affiliationsGHAMFIN, ARB APEX, BOG
FundersSPEED GHANA

Loan Products » Summary

89 Borrowers
USD 16,243.65 Portfolio
Active Product
52 Borrowers
USD 7,614.21 Portfolio
Active Product
4 Borrowers
USD 9,035.53 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

13,976 Borrowers
USD 114,103 Portfolio
Active Product
4,398 Borrowers
USD 2,186,707 Portfolio
Active Product
361 Borrowers
USD 665,852 Portfolio
Active Product
715 Borrowers
USD 419,561 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan GHS 150 - 10,000 1 - 18 40% - 60% 20% - 40% Business Women, Men, Have business Group Mtgs
Microfinance Loan GHS 120 - 250 4 80% - 100% 0% - 20% Business Women, must be in a group and in the community Credit Educ, Group Mtgs

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loan GHS 500 - 2,500 4 - 6 80% - 100% 20% - 40%
Salary Loan GHS 200 - 12,000 12 - 60 40% - 60% 80% - 100%
Sundry (SME) Loan GHS 5,000 - 25,000 12 - 18 60% - 80% 20% - 40%
Susu Loan GHS 500 - 5,000 12 60% - 80% 0% - 20%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 36.00% annual, Decl Bal 1 Fee 1 Ins None 50.00% upfront 38.1% - 40.2% 162.3% - 175.1% 21
Microfinance Loan 30.00% annual, Flat 1 Fee 0 Ins None N/A- upfront 60.9% - 63.6% 63% - 69.5% 45

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 44.00%-0.00% annual, Flat 1 Fee 0 Ins 86.3% - 86.4% 103% - 104.8% 42
Salary Loan 29.50%-0.00% annual, Decl Bal 1 Fee 0 Ins N/A 36.3% - 63.2% 36.3% - 63.2% 60
Sundry (SME) Loan 33.00%-0.00% annual, Decl Bal 1 Fee 0 Ins N/A 60.5% - 63.9% 60.5% - 63.9% 52
Susu Loan 32.00%-0.00% annual, Decl Bal 1 Fee 0 Ins N/A 63.5% - 68.7% 63.5% - 68.7% 47

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 36.00% annual, Decl Bal 1 Fee 1 Ins Ins None 50.00% upfront 38.1% - 40.2% 162.3% - 175.1% 21
Microfinance Loan 30.00% annual, Flat 1 Fee 0 Ins Ins None N/A- upfront 60.9% - 63.6% 63% - 69.5% 45

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 44.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 86.3% - 86.4% 103% - 104.8% 42
Salary Loan 29.50%-0.00% annual, Decl Bal 1 Fee 0 Ins Ins N/A 36.3% - 63.2% 36.3% - 63.2% 60
Sundry (SME) Loan 33.00%-0.00% annual, Decl Bal 1 Fee 0 Ins Ins N/A 60.5% - 63.9% 60.5% - 63.9% 52
Susu Loan 32.00%-0.00% annual, Decl Bal 1 Fee 0 Ins Ins N/A 63.5% - 68.7% 63.5% - 68.7% 47
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Key Statistics
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# Borrowers
Loan Portfolio (USD)
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