2. TCCU
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  2. SAT
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Tamale Community Credit Union Head OfficeTamale, Northern Region
Data approved: 2013-04-29
Data version: 2
Age of data: 132 months
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Institution

Sinapi Aba Trust 22A Ellis Avenue Nhyiaeso, Near Capital Radio, KumasiPostal Office Box 4911, KumasiKUMASSI, ASHANTI REGION233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?No
Website addressN/A
Year established2004
Head of InstitutionAkaare Emmanuel
Regions activeNorthern Region
# Branches1

Total Portfolio (nat'l)GHS 64,800
Total Portfolio (USD)USD 32,893.40
Active clients with loans145
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliationsCUA, GHAMFIN
FundersSENDFINCO (SEND Ghana)

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.sinapiaba.com/
Year established1994
Head of InstitutionAnthony Gyasi-Fosu
Regions active0
# Branches48

Total Portfolio (nat'l)GHS 34,500,000
Total Portfolio (USD)USD 23,000,000
Active clients with loans107,000
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliationsOpportunity Internal network, Ghamfin, Mix Market, Assfin
FundersBlue Orchard, Symbotics, Kolibre Capital, Tridos

Loan Products » Summary

Business
89 Borrowers
USD 16,243.65 Portfolio
Active Product
Microfinance
52 Borrowers
USD 7,614.21 Portfolio
Active Product
Provident
4 Borrowers
USD 9,035.53 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

Individual
1,950 Borrowers
USD 2,000,000 Portfolio
Active Product
School Loans
250 Borrowers
USD 600,000 Portfolio
Active Product
SME
600 Borrowers
USD 1,666,667 Portfolio
Active Product
Solidarity
45,900 Borrowers
USD 7,333,333 Portfolio
Active Product
Trust Bank
64,500 Borrowers
USD 8,666,667 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan GHS 150 - 10,000 1 - 18 40% - 60% 20% - 40% Business Women, Men, Have business Group Mtgs
Microfinance Loan GHS 120 - 250 4 80% - 100% 0% - 20% Business Women, must be in a group and in the community Credit Educ, Group Mtgs

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Individual GHS 1,000 - 5,000 6 - 12 80% - 100% 60% - 80%
School Loans GHS 1,000 - 10,000 6 - 24 20% - 40% 40% - 60%
SME GHS 5,000 - 50,000 6 - 12 60% - 80% 80% - 100%
Solidarity GHS 1,000 - 4,000 0.5 - 10 80% - 100% 0% - 20%
Trust Bank GHS 200 - 900 6 - 10 80% - 100% 0% - 20%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 36.00% annual, Decl Bal 1 Fee 1 Ins None 50.00% upfront 38.1% - 40.2% 162.3% - 175.1% 21
Microfinance Loan 30.00% annual, Flat 1 Fee 0 Ins None N/A- upfront 60.9% - 63.6% 63% - 69.5% 45

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Individual 20.00%-0.00% annual, Flat 1 Fee 1 Ins 56.4% - 92% 69.3% - 113.1% 21
School Loans 20.00%-0.00% annual, Flat 0 Fees 0 Ins N/A 50.4% - 57.2% 50.4% - 57.2% 37
SME 36.00%-0.00% annual, Flat 1 Fee 1 Ins 57.3% - 86.7% 69.2% - 105.5% 43
Solidarity 22.00%-0.00% annual, Flat 2 Fees 1 Ins 84.4% - 88.6% 102.8% - 109.2% 20
Trust Bank 22.00%-0.00% annual, Flat 2 Fees 1 Ins 84.3% - 98.5% 104.3% - 122.6% 19

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 36.00% annual, Decl Bal 1 Fee 1 Ins Ins None 50.00% upfront 38.1% - 40.2% 162.3% - 175.1% 21
Microfinance Loan 30.00% annual, Flat 1 Fee 0 Ins Ins None N/A- upfront 60.9% - 63.6% 63% - 69.5% 45

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Individual 20.00%-0.00% annual, Flat 1 Fee 1 Ins Ins 56.4% - 92% 69.3% - 113.1% 21
School Loans 20.00%-0.00% annual, Flat 0 Fees 0 Ins Ins N/A 50.4% - 57.2% 50.4% - 57.2% 37
SME 36.00%-0.00% annual, Flat 1 Fee 1 Ins Ins 57.3% - 86.7% 69.2% - 105.5% 43
Solidarity 22.00%-0.00% annual, Flat 2 Fees 1 Ins Ins 84.4% - 88.6% 102.8% - 109.2% 20
Trust Bank 22.00%-0.00% annual, Flat 2 Fees 1 Ins Ins 84.3% - 98.5% 104.3% - 122.6% 19
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