Institution

Tamale Community Credit Union P.O.BoxTamale, Northern Region233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 

Institution

Caritas Salve Credit Cooperative RM. 24 Caritas Bldg., Caritas Manila Compound2002 Jesus St., PandacanManila1011
Data approved: 2011-11-15
Data version: 1
Age of data: 151 months

Institution Details

Institution TypeCooperative
Is this institution regulated?No
Website addressN/A
Year established2004
Head of InstitutionSafia Musah
Regions active0
# Branches0

Total Portfolio (nat'l)GHS 154,883
Total Portfolio (USD)USD 103,255.33
Active clients with loans743
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliationsCUA, GHAMFIN
FundersSENDFINCO (SEND Ghana)

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addresshttp://www.caritas.org.ph/
Year established2006
Head of InstitutionFr. Mario Castillo CM
Regions active
# Branches19

Total Portfolio (nat'l)PhP 57,042,219.37
Total Portfolio (USD)USD 1,364,646.40
Active clients with loans12,142
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsCaritas Manila/United Church Cooperative, Metro South Cooperative Bank, Vincentian Family Multi-Purpose Cooperative, Caritas et labora Human Resource Cooperative
FundersCaritas Manila, Radyo Veritas, Bahay Pari MPC

Loan Products » Summary

195 Borrowers
USD 63,471 Portfolio
Active Product
464 Borrowers
USD 12,383 Portfolio
Active Product
84 Borrowers
USD 27,201 Portfolio
Active Product

Loan Products » Summary

659 Borrowers
USD 62,896.77 Portfolio
Active Product
693 Borrowers
USD 97,589.52 Portfolio
Active Product
9,551 Borrowers
USD 1,031,446.29 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan GHS 100 - 7,000 1 - 18 40% - 60% 20% - 40%
Microfinance Loan GHS 80 - 100 4 80% - 100% 0% - 20%
Provident Loan GHS 500 - 6,000 1 - 18 40% - 60% 0% - 20%

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Regular Loan - 11 weeks PHP 2,000 - 150,000 2.6 80% - 100% 80% - 100% Business Women, Men, Have business Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Life insurance, Values Formation
Regular Loan - 15 weeks PHP 2,000 - 150,000 3.5 80% - 100% 80% - 100% Business Women, Men, Have business Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Regular Loan - 23 weeks PHP 2,000 - 150,000 5.3 80% - 100% 60% - 80% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Life insurance, Values Formation, Marketing Assistance, Business Development

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 36.00%-0.00% annual, Decl Bal 0 Fees 1 Ins N/A 31.8% - 36.5% 37.7% - 48.1% 83
Microfinance Loan 33.00%-0.00% annual, Flat 1 Fee 0 Ins N/A 64.5% - 66% 64.5% - 66% 50
Provident Loan 36.00%-0.00% annual, Decl Bal 0 Fees 2 Ins N/A 36.4% - 36.7% 43% - 47% 81

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Regular Loan - 11 weeks 40.0% annual, Flat 1 Fee 1 Ins None 50.00 ongoing 103.1% 108.1% - 118.2% 36
Regular Loan - 15 weeks 37.6% annual, Flat 1 Fee 1 Ins None 50.00 ongoing 92.6% 96.4% - 111.7% 37
Regular Loan - 23 weeks 30.0% annual, Flat 1 Fee 1 Ins None 50.00 ongoing 71.8% 77.5% - 96.2% 36

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 36.00%-0.00% annual, Decl Bal 0 Fees 1 Ins Ins N/A 31.8% - 36.5% 37.7% - 48.1% 83
Microfinance Loan 33.00%-0.00% annual, Flat 1 Fee 0 Ins Ins N/A 64.5% - 66% 64.5% - 66% 50
Provident Loan 36.00%-0.00% annual, Decl Bal 0 Fees 2 Ins Ins N/A 36.4% - 36.7% 43% - 47% 81

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Regular Loan - 11 weeks 40.0% annual, Flat 1 Fee 1 Ins Ins None 50.00 ongoing 103.1% 108.1% - 118.2% 36
Regular Loan - 15 weeks 37.6% annual, Flat 1 Fee 1 Ins Ins None 50.00 ongoing 92.6% 96.4% - 111.7% 37
Regular Loan - 23 weeks 30.0% annual, Flat 1 Fee 1 Ins Ins None 50.00 ongoing 71.8% 77.5% - 96.2% 36
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Loan Portfolio (USD)
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