Institution

Union Rural Bank Limited P.O.Box5Senya- Bereku, Central Region233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 

Institution

Valiant Rural Bank (Iloilo City), Inc. 41-A Mabini StreetIloilo City, Iloilo/Region VI5000
Data approved: 2011-11-15
Data version: 1
Age of data: 151 months

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addressN/A
Year established1999
Head of InstitutionPaul Kojo Kombian
Regions active0
# Branches7

Total Portfolio (nat'l)GHS 4,045,746
Total Portfolio (USD)USD 2,697,164
Active clients with loans9,050
Approximate % female clients60% - 80%
Approximate % urban clients40% - 60%
Network affiliationsARB APEX, GHAMFIN, Freedom from Hunger
FundersOikoCredit, SPEED Ghana, ARB APEX BANK

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addressN/A
Year established1997
Head of InstitutionIAN ERIC S. PAMA
Regions active
# Branches3

Total Portfolio (nat'l)PhP 28,130,268
Total Portfolio (USD)USD 672,972.92
Active clients with loans1,772
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsRural Bankers Association of the Philippines (RBAP), Philippine Deposit Insurance Corporation (PDIC), Iloilo Federation of Rural Bankers
Funders

Loan Products » Summary

1,413 Borrowers
USD 478,577 Portfolio
Active Product
7,637 Borrowers
USD 2,218,587 Portfolio
Active Product

Loan Products » Summary

914 Borrowers
USD 343,132.15 Portfolio
Active Product
858 Borrowers
USD 329,840.79 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loan GHS 500 - 5,000 4 - 6 80% - 100% 40% - 60%
Personal Loan GHS 100 - 23,000 1 - 36 60% - 80% 40% - 60%

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
BUGANA PHP 3,000 - 150,000 2 - 12 80% - 100% 0% - 20% Any Purpose Women, Men, Farmers with Multiple Sources of Income Credit Ins
LEADS ME PHP 5,000 - 150,000 2 - 6 80% - 100% 0% - 20% Business Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 48.00%-0.00% annual, Flat 1 Fee 0 Ins 97.9% - 106.1% 116% - 125.6% 39
Personal Loan 32.00%-0.00% annual, Flat 1 Fee 1 Ins 63.5% - 114.7% 78.4% - 143.9% 32

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
BUGANA 33.0% annual, Flat 1 Fee 1 Ins None 500.00 upfront 66.8% - 71.4% 70.6% - 75.4% 46
LEADS ME 36.0% annual, Flat 1 Fee 1 Ins None N/A 70.8% - 90.9% 81.8% - 149.9% 40

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 48.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 97.9% - 106.1% 116% - 125.6% 39
Personal Loan 32.00%-0.00% annual, Flat 1 Fee 1 Ins Ins 63.5% - 114.7% 78.4% - 143.9% 32

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
BUGANA 33.0% annual, Flat 1 Fee 1 Ins Ins None 500.00 upfront 66.8% - 71.4% 70.6% - 75.4% 46
LEADS ME 36.0% annual, Flat 1 Fee 1 Ins Ins None N/A 70.8% - 90.9% 81.8% - 149.9% 40
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Key Statistics
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Loan Portfolio (USD)
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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