Institution # Borrowers Portfolio (US$) Products Age of Data
AGFS20047,0002108
Ahantaman RB23,8009,896,000490
APED13,7001,876,000290
ASA Initiative4,400577,000490
ASA-Ghana71,60018,385,000290
ASPI80088,000690
Atwima Kwanwoma3,8001,788,000290
Baobab5,100967,000290
BestFUND13,0004,172,000390
Bonzali Rural10,4001,691,0004108
CashPhase83135,000290
CASUD1,100524,000190
CEDEF50054,000490
CFF10013,000190
CRAN3,6001,019,000290
DQF1,70063,000290
EASL9,20011,409,000690
East Mamprusi12,5002,268,000490
ELDA00090
EMPRETEC Ghana20056,000290
FASL13,50014,047,000890
Grameen Ghana9,500507,000390
ID-Ghana5,600953,000390
Innovative Finance2,700354,000390
Kraban Support7,700781,0005108
KRB4,0006,350,000390
Lower Pra RB34,0006,316,0003108
Maata-N-Tudu12,000941,000490
Mail Finance300288,000190
Markaz00090
Markaz Al Bishara10017,000190
MicrofinPlus Gh1,100251,000290
Nwabiagya RB4,0002,265,000390
OISL62,00027,232,000990
Pro Credit00090
Rich Step100101,000190
SAT147,60029,359,000490
Sekam Trust600137,000290
Simli Pong8,900463,0003108
SS Ghana20035,000190
TCCU10032,000390
The Bridge40032,0003108
Union RB3,8002,361,000490
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Institution

Union Rural Bank Limited Head OfficeSenya Bereku, Central RegionP.O. Box 5
Data approved: 2013-02-26
Data version: 2
Age of data: 90 months

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addressN/A
Year established1999
Head of InstitutionPaul Kojo Kombian
Regions activeGreater Accra Region, Central Region
# Branches7

Total Portfolio (nat'l)GHS 4,652,554
Total Portfolio (USD)USD 2,361,702.54
Active clients with loans3,831
Approximate % female clients60% - 80%
Approximate % urban clients40% - 60%
Network affiliationsARB APEX, GHAMFIN, Freedom from Hunger
FundersOikoCredit, SPEED Ghana, ARB APEX Bank

Loan Products » Summary

1,367 Borrowers
USD 187,932.49 Portfolio
Active Product
1,889 Borrowers
USD 1,777,637.90 Portfolio
Active Product
435 Borrowers
USD 300,171.28 Portfolio
Active Product
140 Borrowers
USD 95,960.87 Portfolio
Active Product
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loan GHS 500 - 3,000 4 - 6 80% - 100% 80% - 100% Business Women, Men, Have business Credit Educ, Group Mtgs
Salary Loan GHS 200 - 25,000 1 - 12 40% - 60% 60% - 80% Business, Education Women, Men, Have business, Salaried worker Credit Educ, Business Training
Business Loan GHS 200 - 25,000 1 - 12 40% - 60% 60% - 80% Business Women, Men, Have business Credit Educ, Business Training
Mobile Banking Loan GHS 200 - 25,000 1 - 12 40% - 60% 60% - 80% Business Women, Men, Have business Credit Educ, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 48.00% annual, Flat 2 Fees 0 Ins None 10.00% upfront 103.1% - 106% 123.7% - 127.3% 38
Salary Loan 32.00% annual, Flat 2 Fees 0 Ins None N/A 57.3% - 73.4% 57.3% - 73.4% 47
Business Loan 35.00% annual, Flat 2 Fees 0 Ins None N/A 68.2% - 68.7% 68.2% - 68.7% 51
Mobile Banking Loan 48.00% annual, Flat 2 Fees 0 Ins None 10.00% upfront 104.9% - 107.4% 127.1% - 130.5% 37
Institution Price Graph
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