Institution # Borrowers Portfolio (US$) Products Age of Data
AGFS20047,0002132
Ahantaman RB23,8009,896,0004114
APED13,7001,876,0002114
ASA Initiative4,400577,0004114
ASA-Ghana71,60018,385,0002114
ASPI80088,0006114
Atwima Kwanwoma3,8001,788,0002114
Baobab5,100967,0002114
BestFUND13,0004,172,0003114
Bonzali Rural10,4001,691,0004132
CashPhase83135,0002114
CASUD1,100524,0001114
CEDEF50054,0004114
CFF10013,0001114
CRAN3,6001,019,0002114
DQF1,70063,0002114
EASL9,20011,409,0006114
East Mamprusi12,5002,268,0004114
ELDA000114
EMPRETEC Ghana20056,0002114
FASL13,50014,047,0008114
Grameen Ghana9,500507,0003114
ID-Ghana5,600953,0003114
Innovative Finance2,700354,0003114
Kraban Support7,700781,0005132
KRB4,0006,350,0003114
Lower Pra RB34,0006,316,0003132
Maata-N-Tudu12,000941,0004114
Mail Finance300288,0001114
Markaz000114
Markaz Al Bishara10017,0001114
MicrofinPlus Gh1,100251,0002114
Nwabiagya RB4,0002,265,0003114
OISL62,00027,232,0009114
Pro Credit000114
Rich Step100101,0001114
SAT147,60029,359,0004114
Sekam Trust600137,0002114
Simli Pong8,900463,0003132
SS Ghana20035,0001114
TCCU10032,0003114
The Bridge40032,0003132
Union RB3,8002,361,0004114
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Institution

Union Rural Bank Limited Head OfficeSenya Bereku, Central RegionP.O. Box 5
Data approved: 2013-02-26
Data version: 2
Age of data: 114 months

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addressN/A
Year established1999
Head of InstitutionPaul Kojo Kombian
Regions activeGreater Accra Region, Central Region
# Branches7

Total Portfolio (nat'l)GHS 4,652,554
Total Portfolio (USD)USD 2,361,702.54
Active clients with loans3,831
Approximate % female clients60% - 80%
Approximate % urban clients40% - 60%
Network affiliationsARB APEX, GHAMFIN, Freedom from Hunger
FundersOikoCredit, SPEED Ghana, ARB APEX Bank

Loan Products » Summary

1,367 Borrowers
USD 187,932.49 Portfolio
Active Product
1,889 Borrowers
USD 1,777,637.90 Portfolio
Active Product
435 Borrowers
USD 300,171.28 Portfolio
Active Product
140 Borrowers
USD 95,960.87 Portfolio
Active Product
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loan GHS 500 - 3,000 4 - 6 80% - 100% 80% - 100% Business Women, Men, Have business Credit Educ, Group Mtgs
Salary Loan GHS 200 - 25,000 1 - 12 40% - 60% 60% - 80% Business, Education Women, Men, Have business, Salaried worker Credit Educ, Business Training
Business Loan GHS 200 - 25,000 1 - 12 40% - 60% 60% - 80% Business Women, Men, Have business Credit Educ, Business Training
Mobile Banking Loan GHS 200 - 25,000 1 - 12 40% - 60% 60% - 80% Business Women, Men, Have business Credit Educ, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 48.00% annual, Flat 2 Fees 0 Ins None 10.00% upfront 103.1% - 106% 123.7% - 127.3% 38
Salary Loan 32.00% annual, Flat 2 Fees 0 Ins None N/A 57.3% - 73.4% 57.3% - 73.4% 47
Business Loan 35.00% annual, Flat 2 Fees 0 Ins None N/A 68.2% - 68.7% 68.2% - 68.7% 51
Mobile Banking Loan 48.00% annual, Flat 2 Fees 0 Ins None 10.00% upfront 104.9% - 107.4% 127.1% - 130.5% 37
Institution Price Graph
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Key Statistics
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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