Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
AGFS | 200 | 47,000 | 2 | 150 |
Ahantaman RB | 23,800 | 9,896,000 | 4 | 132 |
APED | 13,700 | 1,876,000 | 2 | 132 |
ASA Initiative | 4,400 | 577,000 | 4 | 132 |
ASA-Ghana | 71,600 | 18,385,000 | 2 | 132 |
ASPI | 800 | 88,000 | 6 | 132 |
Atwima Kwanwoma | 3,800 | 1,788,000 | 2 | 132 |
Baobab | 5,100 | 967,000 | 2 | 132 |
BestFUND | 13,000 | 4,172,000 | 3 | 132 |
Bonzali Rural | 10,400 | 1,691,000 | 4 | 150 |
CashPhase | 83 | 135,000 | 2 | 132 |
CASUD | 1,100 | 524,000 | 1 | 132 |
CEDEF | 500 | 54,000 | 4 | 132 |
CFF | 100 | 13,000 | 1 | 132 |
CRAN | 3,600 | 1,019,000 | 2 | 132 |
DQF | 1,700 | 63,000 | 2 | 132 |
EASL | 9,200 | 11,409,000 | 6 | 132 |
East Mamprusi | 12,500 | 2,268,000 | 4 | 132 |
ELDA | 0 | 0 | 0 | 132 |
EMPRETEC Ghana | 200 | 56,000 | 2 | 132 |
FASL | 13,500 | 14,047,000 | 8 | 132 |
Grameen Ghana | 9,500 | 507,000 | 3 | 132 |
ID-Ghana | 5,600 | 953,000 | 3 | 132 |
Innovative Finance | 2,700 | 354,000 | 3 | 132 |
Kraban Support | 7,700 | 781,000 | 5 | 150 |
KRB | 4,000 | 6,350,000 | 3 | 132 |
Lower Pra RB | 34,000 | 6,316,000 | 3 | 150 |
Maata-N-Tudu | 12,000 | 941,000 | 4 | 132 |
Mail Finance | 300 | 288,000 | 1 | 132 |
Markaz | 0 | 0 | 0 | 132 |
Markaz Al Bishara | 100 | 17,000 | 1 | 132 |
MicrofinPlus Gh | 1,100 | 251,000 | 2 | 132 |
Nwabiagya RB | 4,000 | 2,265,000 | 3 | 132 |
OISL | 62,000 | 27,232,000 | 9 | 132 |
Pro Credit | 0 | 0 | 0 | 132 |
Rich Step | 100 | 101,000 | 1 | 132 |
SAT | 147,600 | 29,359,000 | 4 | 132 |
Sekam Trust | 600 | 137,000 | 2 | 132 |
Simli Pong | 8,900 | 463,000 | 3 | 150 |
SS Ghana | 200 | 35,000 | 1 | 132 |
TCCU | 100 | 32,000 | 3 | 132 |
The Bridge | 400 | 32,000 | 3 | 150 |
Union RB | 3,800 | 2,361,000 | 4 | 132 |
Outstanding portfolio (UGX) | UGX 48,744,547,252 |
Portfolio (USD) | USD 19,304,771.19 |
Active Clients with Loans | 106,742 |
Approximate % Female Clients | 100% |
Approximate % Urban Clients | 0% - 20% |
Individual | |
Solidarity group | x |
Village banking | |
Self help group | |
Other |
Any purpose | x |
Income generation | |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | |
Other (2) |
Credit education | x |
Group meetings | x |
Credit insurance | |
Workplace visits | |
Business training | x |
Other training | |
Other | |
Other (2) | |
No other services |
Men | |
Women | x |
Must run a business | x |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
# Regions for this institution | 4 |
# Regions for this product | 5 |
Regions Active | Central, Eastern, Northern, Western, Southern |
Currency | UGX |
Minimum loan size | UGX 350,000 |
Maximum loan size | 3,500,000 |
Loans less than UGX 1,000,000 | 60% |
UGX 1,000,000-5,000,000 | 40% |
UGX 5,000,000-7,500,000 | 0 |
UGX 7,500,000-10,000,000 | 0 |
UGX 10,000,000-13,000,000 | 0 |
Greater than UGX 13,000,000 | 0 |
Shortest loan term | 3.0 months |
Longest loan term | 12.5 months |
Approx average | 11.0 months |
Loans 3 months or less | 0 |
Between 4 and 6 months | 0 |
Between 7 and 9 months | 0 |
Between 10 and 12 months | 100% |
Between 13 and 18 months | 0 |
Longer than 18 months | 0 |
Grace period usage | 0 |
Average grace period | 0 |
Daily | |
Weekly | x |
Every 2 weeks | |
Every 4 weeks | |
Monthly | |
Every 2 months | |
Quarterly | |
Every 6 months | |
Every 12 months | |
Single end payment | |
Irregular payments |
Lowest quoted nominal interest | 25.00% |
Highest quoted nominal interest | 25.00% |
Interest rate period | Yearly |
Interest Rate Calculation Method | Flat |
Subsidized by funder request? | No |
Is rate fixed for entire loan term | Yes |
Fee 1 | Fee 2 | ||
---|---|---|---|
Description | Loan Appraisal | Membership Fee | |
% of loan amount - min | 1.00% | 0 | |
% of loan amount - max | 1.00% | 0 | |
OR, Fixed amount - min | 0 | 1,500 | |
Fixed amount - max | 0 | 1,500 | |
Reason for variation | N/A | N/A | |
Appears on Repayment Sched? | Yes | Yes |
Required for | All |
Criteria | N/A |
Is deposit indicated on the repayment schedule? | No |
Do borrowers control deposit in their group? | No |
% loan amount deposited | 10.00% |
or, Fixed-amount deposited | 0 |
% loan amount deposited | 0 |
or, Fixed-amount deposited | 0 |
Conditions on access to deposit | Final Pmt |
Minimum interest rate paid | 0 |
Maximum interest rate paid | 0 |
Interest payment frequency | N/A |
Are taxes charged on this product? | No |
Loan Amount |
Type of Sample |
Disbursement Date |
Loan Term (Months) |
Grace Period (Months) |
Total Cost of Credit |
Full APR (int fee ins tax dep) |
True Price by Component |
Transparency Index |
Original Repayment Schedule |
MFT Pricing Calculation |
||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Interest price component |
Fee Component |
Insurance Component |
Tax Component |
Deposit Component |
||||||||||
UGX 1,300,000 | Real | 2015-01-01 | 4.4 months | N/A | UGX 132,924.66 | 63.5% | 46.1% | 6.0% | 0.0% | 0.0% | 11.4% | 39 | ||
UGX 1,300,000 | Generated | 2015-01-01 | 4.4 months | N/A | UGX 132,924.66 | 63.5% | 46.1% | 6.0% | 0.0% | 0.0% | 11.4% | 39 | - | |
UGX 700,000 | Generated | 2015-01-01 | 4.6 months | N/A | UGX 75,623.29 | 63.9% | 46.1% | 6.3% | 0.0% | 0.0% | 11.5% | 39 | - | |
UGX 700,000 | Real | 2015-01-01 | 4.6 months | N/A | UGX 75,623.29 | 63.9% | 46.1% | 6.3% | 0.0% | 0.0% | 11.5% | 39 | ||
UGX 350,000 | Generated | 2015-01-01 | 11.7 months | N/A | UGX 90,582.19 | 58.6% | 45.6% | 3.1% | 0.0% | 0.0% | 9.9% | 43 | - | |
UGX 675,000 | Generated | 2015-01-01 | 11.7 months | N/A | UGX 173,301.37 | 58.1% | 45.6% | 2.6% | 0.0% | 0.0% | 9.9% | 43 | - | |
UGX 900,000 | Generated | 2015-01-01 | 11.7 months | N/A | UGX 230,568.49 | 57.9% | 45.6% | 2.5% | 0.0% | 0.0% | 9.8% | 43 | - | |
UGX 3,500,000 | Generated | 2015-01-01 | 11.7 months | N/A | UGX 892,321.92 | 57.6% | 45.6% | 2.2% | 0.0% | 0.0% | 9.8% | 43 | - | |
UGX 4,000,000 | Generated | 2015-01-01 | 11.7 months | N/A | UGX 1,019,582.19 | 57.6% | 45.6% | 2.2% | 0.0% | 0.0% | 9.8% | 43 | - | |
UGX 5,000,000 | Generated | 2015-01-01 | 11.7 months | N/A | UGX 1,274,102.74 | 57.5% | 45.6% | 2.2% | 0.0% | 0.0% | 9.7% | 43 | - |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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