Institution

ASA International India Microfinance Pvt Ltd GC-8 , Sector-III, Salt Lake CityKolkata, West Bengal700106
Data approved: 2013-01-10
Data version: 2
Age of data: 131 months

Institution

ASA-Ghana P.O.Box MP 1834, MamprobiKaneshie-Accra, Greater Accra233
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.asaindia.in
Year established2008
Head of InstitutionMd Tajul Islam
Regions activeAssam, Bihar, Tripura, West Bengal
# Branches162

Total Portfolio (nat'l)INR 815,142,477
Total Portfolio (USD)USD 15,380,046.74
Active clients with loans164,004
Approximate % female clients100%
Approximate % urban clients0% - 20%
Network affiliations

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.asa-international.com/
Year established2007
Head of InstitutionMD. Aourongjeb
Regions active0
# Branches0

Total Portfolio (nat'l)GHS 23,730,166
Total Portfolio (USD)USD 15,820,110.67
Active clients with loans61,000
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliationsGHAMFIN
FundersCatalyst Microfinance Industries(CMI), ASA International

Loan Products » Summary

164,004 Borrowers
USD 15,380,046.74 Portfolio
Active Product

Loan Products » Summary

5,589 Borrowers
USD 2,649,513 Portfolio
Active Product
55,411 Borrowers
USD 13,170,597 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Primary cum Secondary Loan INR 5,000 - 15,000 12 - 24 100% 0% - 20% Business, Agriculture Women, Low HH Inc, Med HH Inc Credit Educ, Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan GHS 500 - 2,000 6 - 12 80% - 100% 40% - 60%
Small Loan GHS 300 - 1,000 6 - 12 80% - 100% 40% - 60%

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Primary cum Secondary Loan 25.9% 27.9% 29.1% Yes Yes Yes 98

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Primary cum Secondary Loan 25.3%-26.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 27.9% 29.1% 87

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 36.00%-0.00% annual, Flat 0 Fees 1 Ins 61.5% - 77.7% 83.8% - 109.3% 37
Small Loan 36.00%-0.00% annual, Flat 1 Fee 0 Ins 62.8% - 75.7% 81.7% - 106.7% 40

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Primary cum Secondary Loan 25.9% 27.9% 29.1% Yes Yes Yes 98

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Primary cum Secondary Loan 25.3%-26.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 27.9% 29.1% 87

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 36.00%-0.00% annual, Flat 0 Fees 1 Ins Ins 61.5% - 77.7% 83.8% - 109.3% 37
Small Loan 36.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 62.8% - 75.7% 81.7% - 106.7% 40
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