| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.aesmp.org/ |
| Year established | 2007 |
| Head of Institution | Smt.Shaila Tiwari |
| Regions active | |
| # Branches | 3 |
| Total Portfolio (nat'l) | INR 46,909,000 |
| Total Portfolio (USD) | USD 885,075.47 |
| Active clients with loans | 4,674 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 1997 |
| Head of Institution | Elsy Isabel Machacado Sarmiento |
| Regions active | |
| # Branches | 5 |
| Total Portfolio (nat'l) | COP 2,655,012,668 |
| Total Portfolio (USD) | USD 1,458,798.17 |
| Active clients with loans | 1,240 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | |
| Funders | EMPRESA COLOMBIANA DE PETROLEOS - ECOPETROL |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Loan | INR 5,000 - 12,000 | 10.9 - 12 | 80% - 100% | 40% - 60% | Any Purpose | Women, Have business, Have home or land, Specific age group, Age Group 21 to 55 | Group Mtgs, Credit Ins, Tech Asst Visits, Other Training, Dairy Training; Financial Literacy Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Linea Individual | COP 515,000 - 40,000,000 | 1 - 36 | 40% - 60% | 80% - 100% | Business, Capital de Trabajo, Compra de Activos | Women, Men, Have business, Codeudor con Finca Raiz, Codeudor asalariado o independiente | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Ruedas de Negocio | |||||||
| Solidaria | COP 200,000 - 12,580,000 | 1 - 36 | 40% - 60% | 80% - 100% | Business, Capital de Trabajo, Compra de Activos | Women, Men, Have business, Have home or land, Codeudor con Finca Raiz, Codeudor asalariado o independiente | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Ruedas de Negocio |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Loan | 0 | 36.1% - 37% | 38.4% - 39.4% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Loan | 15.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 36.1% - 37% | 38.4% - 39.4% | 38 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Linea Individual | 24.0% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 29% - 37.5% | 29.7% - 38.2% | 73 | ||||||||
| Solidaria | 24.0% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 30.5% - 40.3% | 31.2% - 41% | 69 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Loan | 0 | 36.1% - 37% | 38.4% - 39.4% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Loan | 15.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 36.1% - 37% | 38.4% - 39.4% | 38 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Linea Individual | 24.0% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 29% - 37.5% | 29.7% - 38.2% | 73 | ||||||||
| Solidaria | 24.0% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 30.5% - 40.3% | 31.2% - 41% | 69 |
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| % Products with compulsory deposits |
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