Institution

Arman Financial Services Limited 502-3-4, Sakar IIIOff. Ashram Road,Opp. Old High CourtAhmedabad, GujaratPO Box 380014
Data approved: 2012-11-21
Data version: 2
Age of data: 82 months

Institution

Anupama Education Society (MFI)-Satna Ankita Sadan,Bharut NagarSatna, M.P.485001
Data approved: 2010-10-25
Data version: 1
Age of data: 114 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.armanindia.com/
Year established1992
Head of InstitutionJayendra Patel
Regions activeGujarat
# Branches24

Total Portfolio (nat'l)INR 28,042,700,000
Total Portfolio (USD)USD 529,107,547.20
Active clients with loans41,503
Approximate % female clients100%
Approximate % urban clients40% - 60%
Network affiliationsMFIN, Sa-Dhan

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.aesmp.org/
Year established2007
Head of InstitutionSmt.Shaila Tiwari
Regions active
# Branches3

Total Portfolio (nat'l)INR 46,909,000
Total Portfolio (USD)USD 885,075.47
Active clients with loans4,674
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliations

Loan Products » Summary

41,503 Borrowers
USD 529,107,547.20 Portfolio
Active Product

Loan Products » Summary

IGL
3,690 Borrowers
USD 286,998.40 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Group Loan INR 8,000 - 15,000 12 100% 40% - 60% Business, Housing, Education, Other Women, Have home or land, Low HH Inc, Med HH Inc, Rural HH, Urban HH Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Income Generation Loan INR 5,000 - 12,000 10.9 - 12 80% - 100% 40% - 60% Any Purpose Women, Have business, Have home or land, Specific age group, Age Group 21 to 55 Group Mtgs, Credit Ins, Tech Asst Visits, Other Training, Dairy Training; Financial Literacy Training

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Group Loan 24.4% - 25.4% 26.3% - 27.3% 29.1% - 30.2% Yes Info awaited Info awaited 99

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 24.5%-26.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.3% - 27.3% 29.1% - 30.2% 83

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generation Loan 0 36.1% - 37% 38.4% - 39.4% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generation Loan 15.0% annual, Flat 1 Fee 1 Ins None N/A 36.1% - 37% 38.4% - 39.4% 38

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Group Loan 24.4% - 25.4% 26.3% - 27.3% 29.1% - 30.2% Yes Info awaited Info awaited 99

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Group Loan 24.5%-26.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 26.3% - 27.3% 29.1% - 30.2% 83

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generation Loan 0 36.1% - 37% 38.4% - 39.4% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generation Loan 15.0% annual, Flat 1 Fee 1 Ins Ins None N/A 36.1% - 37% 38.4% - 39.4% 38
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