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Institution

Arohan Financial Services Ltd. 195/1, Prafulla, Rajdanga Chakraborty Para,Kasba,Kolkata, West BengalPO Box 700107
Data approved: 2012-11-22
Data version: 2
Age of data: 86 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.arohan.in/
Year established1991
Head of InstitutionShubhankar Sengupta
Regions activeAssam, Bihar, West Bengal
# Branches86

Total Portfolio (nat'l)INR 399,408,132
Total Portfolio (USD)USD 7,536,002.49
Active clients with loans76,358
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsMFIN, Sa-Dhan

Loan Products » Summary

5,611 Borrowers
USD 966,962.26 Portfolio
Active Product
37,941 Borrowers
USD 7,124,547.17 Portfolio
Active Product
Retired Product
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Bazar Loan INR 6,000 - 18,000 10 - 11 0% - 20% 80% - 100% Any Purpose Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
Saral Monthly INR 5,000 - 15,000 15 80% - 100% 80% - 100% Any Purpose Women Credit Educ, Group Mtgs, Credit Ins

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Bazar Loan 25% - 27.1% 27.1% - 29.4% 28.5% - 30.9% Yes Yes Yes 100
Saral Monthly 26% - 31.1% 27.6% - 32.9% 29.1% - 34.4% Yes Yes Yes 100

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Bazar Loan 27.3% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 27.1% - 29.4% 28.5% - 30.9% 91
Saral Monthly 28.4% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 27.6% - 32.9% 29.1% - 34.4% 91
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Adhikar35,3002,674,000186
AMPL00086
Arman41,500529,107,000186
Arohan43,5008,091,000286
ASA INDIA164,00015,380,000186
Asirvad113,50019,328,000186
Asmitha1,114,800217,867,000186
Bandhan4,048,600674,564,000586
Belstar123,00023,945,000265
BSFL275,20031,590,000386
Chaitanya20,7003,748,000386
Disha Microfin69,00014,332,000286
Equitas1,220,000186,415,000486
ESAF354,20043,500,000586
FFSL150,60035,719,000286
Fusion66,8009,820,000286
Grama Vidiyal738,200102,101,000186
Grameen Koota586,60083,555,0001588
Janalakshmi506,000119,077,000286
L & T Finance399,80037,199,000186
MFL331,80049,083,000186
MMFL175,00023,752,000286
Mpower13,6002,263,000286
Sahayata00086
Saija24,7004,682,000286
Samasta45,5004,809,000286
Satin405,60090,174,000286
SCCI115,60015,910,000286
Share2,195,400376,727,000186
SKS3,409,000355,029,000286
SMILE360,20056,927,000186
SNFL9,4001,779,000186
Sonata Finance158,20022,724,000388
Spandana533,400147,240,000286
Suryoday78,60014,713,000386
SVCL118,20018,886,000186
Swadhaar92,80017,166,000386
Trident68,7008,852,000186
Ujjivan913,300160,848,000586
Utkarsh168,60025,915,000386
VFS175,40019,264,000286
Asomi50,3004,743,0002119
AES India3,600286,0001119
Arth2,900611,0002119
Asomi50,3004,743,0002119
Barasat GS1,10099,508.021119
BJS6,000468,0001119
Cashpor417,00050,452,0001118
Credible10,0001,669,540.362119
DIBAKAR1,800145,0001118
GOF65,2005,388,0004118
Hope62,6004,407,0001116
Jaago2,700237,0001117
LOK4,900573,0001118
Nano25,6003,660,0002119
NBSAAVS28,1002,821,0001116
Nirantara8,200917,0002118
Parama7,100482,0001118
Pragathi26,2004,579,0006118
PWMACS36,5005,946,0001118
Saadhana90,90012,046,0002118
Sambhav1,500183,0003118
Seba Rahara6,700468,0001118
SU61,1005,498,0001118
Swayanshree7,900918,0002118
Vikas Samiti1,600168,0001118
Vistaar4,3001,157,0002116
We The People1,100244,0002118
WEMCS1,10085,0001118
Yukti1,10099,0002118
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