| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | N/A |
| Website address | http://www.asirvadmicrofinance.co.in/ |
| Year established | 2007 |
| Head of Institution | S.V. Raja Vaidyanathan |
| Regions active | 0 |
| # Branches | 52 |
| Total Portfolio (nat'l) | INR 1,228,614,000 |
| Total Portfolio (USD) | USD 27,302,533.33 |
| Active clients with loans | 228,074 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://markazalbishara.wordpress.com/ |
| Year established | 1996 |
| Head of Institution | Rev. Johnson Asare |
| Regions active | Northern Region |
| # Branches | 1 |
| Total Portfolio (nat'l) | GHS 35,000 |
| Total Portfolio (USD) | USD 17,766.50 |
| Active clients with loans | 145 |
| Approximate % female clients | 100% |
| Approximate % urban clients | 100% |
| Network affiliations | Christian Children's Fund of Canada (CCFC), GHAMFIN, ASSFIN, Credit Union Association (CUA) |
| Funders | Christian Children's Fund of Canada (CCFC), Credit Union Association (CUA) |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Program Loan | INR 5,000 - 20,000 | 11.6 | 80% - 100% | 40% - 60% | Business | Women | Credit Educ, Group Mtgs, Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Petty Trading Loan | GHS 100 - 300 | 6 | 80% - 100% | 80% - 100% | Business, Other | Women, Have business | Group Mtgs, Tech Asst Visits, Health Training (HIV/AIDS, etc.) |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Program Loan | 0 | 35.4% - 36.2% | 38% - 38.9% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Program Loan | 12.0% annual, Flat | 1 Fee | 0 | None | N/A | 35.4% - 36.2% | 38% - 38.9% | 31 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Petty Trading Loan | 30.00% annual, Flat | 1 Fee | 0 | None | N/A | 50.5% | 50.5% | 59 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Program Loan | 0 | 35.4% - 36.2% | 38% - 38.9% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Program Loan | 12.0% annual, Flat | 1 Fee | 0 | None | N/A | 35.4% - 36.2% | 38% - 38.9% | 31 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Petty Trading Loan | 30.00% annual, Flat | 1 Fee | 0 | None | N/A | 50.5% | 50.5% | 59 |
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