2. Asomi
Please note that the information you are viewing is 164 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. East Mamprusi
Please note that the information you are viewing is 132 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Asomi Finance Private Limited 2nd Floor, Above SBI ATMBharalumukhGuwahati, Assam781009
Data approved: 2010-10-25
Data version: 1
Age of data: 164 months

Institution

EAST MAMPRUSI COMMUNITY BANK P. O. BOX 11, GAMBAGA.GAMBAGA, NORTHERN REGIONP. O. BOX 11.
Data approved: 2011-12-07
Data version: 1
Age of data: -   months 
Choose version

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.asomi.co.in/
Year established2008
Head of InstitutionSubhrajyoti Bharali
Regions active
# Branches50

Total Portfolio (nat'l)INR 251,500,000
Total Portfolio (USD)USD 4,745,283.02
Active clients with loans50,326
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliations

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addressN/A
Year established1997
Head of InstitutionMr James Acquaye
Regions active0
# Branches0

Total Portfolio (nat'l)GHS 2,100,364
Total Portfolio (USD)USD 1,400,242.67
Active clients with loans2,394
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsUNDP, TRIAS GHANA, SPEED GHANA, OXFARM
FundersTRAIS, UNDP, SPEED, NORTHFIN

Loan Products » Summary

Enterp. Dev
1,301 Borrowers
USD 241,509.43 Portfolio
Active Product
SHG
49,025 Borrowers
USD 4,501,886.79 Portfolio
Active Product

Loan Products » Summary

Business Loan
261 Borrowers
USD 506,190 Portfolio
Active Product
Credit With Education (CWE) Loan
160 Borrowers
USD 191,807 Portfolio
Active Product
Farming Loan
273 Borrowers
USD 176,374 Portfolio
Active Product
Salary Loan
1,650 Borrowers
USD 364,133 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Entrepreneurship Development Loan INR 25,000 - 50,000 10 - 12 0% - 20% 0% - 20% Business Women, Men, Have business Credit Educ, Credit Ins, Tech Asst Visits, Business Training
SHG Loan INR 5,000 - 25,000 12 60% - 80% 0% - 20% Business Women Group Mtgs, Tech Asst Visits, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Business Loan GHS 500 - 2,000 6 - 12 20% - 40% 0% - 20%
Credit With Education (CWE) Loan GHS 500 - 4,000 12 - 24 60% - 80% 0% - 20%
Farming Loan GHS 200 - 2,000 12 - 18 20% - 40% 0% - 20%
Salary Loan GHS 500 - 10,000 12 - 36 40% - 60% 0% - 20%

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Entrepreneurship Development Loan 0% 33% 45.6% N/A
SHG Loan 0% 28.8% - 29.2% 39.4% - 40.7% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Entrepreneurship Development Loan 16.0% annual, Flat 1 Fee 1 Ins None 15.0% upfront 33% 45.6% 35
SHG Loan 15.0% annual, Flat 1 Fee 1 Ins None 15.0% upfront 28.8% - 29.2% 39.4% - 40.7% 37

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 36.00%-0.00% annual, Flat 1 Fee 0 Ins 62.8% - 63.4% 98.5% - 106.1% 35
Credit With Education (CWE) Loan 20.00%-0.00% annual, Flat 0 Fees 0 Ins 74.2% - 76.6% 95.6% - 106.3% 20
Farming Loan 30.00%-0.00% annual, Flat 0 Fees 0 Ins 61.1% 107.2% 27
Salary Loan 30.00%-0.00% annual, Decl Bal 2 Fees 0 Ins N/A 29.2% - 63.9% 29.2% - 63.9% 73

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Entrepreneurship Development Loan 0% 33% 45.6% N/A
SHG Loan 0% 28.8% - 29.2% 39.4% - 40.7% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Entrepreneurship Development Loan 16.0% annual, Flat 1 Fee 1 Ins Ins None 15.0% upfront 33% 45.6% 35
SHG Loan 15.0% annual, Flat 1 Fee 1 Ins Ins None 15.0% upfront 28.8% - 29.2% 39.4% - 40.7% 37

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Business Loan 36.00%-0.00% annual, Flat 1 Fee 0 Ins Ins 62.8% - 63.4% 98.5% - 106.1% 35
Credit With Education (CWE) Loan 20.00%-0.00% annual, Flat 0 Fees 0 Ins Ins 74.2% - 76.6% 95.6% - 106.3% 20
Farming Loan 30.00%-0.00% annual, Flat 0 Fees 0 Ins Ins 61.1% 107.2% 27
Salary Loan 30.00%-0.00% annual, Decl Bal 2 Fees 0 Ins Ins N/A 29.2% - 63.9% 29.2% - 63.9% 73
Institution Price Graph
Click to view Price Analysis Tool
Institution Price Graph
Click to view Price Analysis Tool
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to ∞