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Institution

Asomi Finance Private Limited 2nd Floor, Above SBI ATMBharalumukhGuwahati, Assam781009
Data approved: 2010-10-25
Data version: 1
Age of data: 164 months

Institution

Finance Trust For The Self Employed Private Bag A232Lilongwe, Central Region
Data approved: 2013-01-08
Data version: 2
Age of data: 135 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.asomi.co.in/
Year established2008
Head of InstitutionSubhrajyoti Bharali
Regions active
# Branches50

Total Portfolio (nat'l)INR 251,500,000
Total Portfolio (USD)USD 4,745,283.02
Active clients with loans50,326
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliations

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.worldvision.com
Year established2000
Head of InstitutionMasutano Mulaga
Regions activeKasungu, Lilongwe, Mchinji, Ntcheu, Salima, Mzimba, Nkhata Bay, Balaka, Blantyre, Mulanje
# Branches2

Total Portfolio (nat'l)MWK 253,269,047.10
Total Portfolio (USD)USD 649,407.81
Active clients with loans8,790
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsMalawi Microfinance Network (MAMN)
FundersVision Fund International, World Vision International, World Vision, Malawi (ADP)

Loan Products » Summary

1,301 Borrowers
USD 241,509.43 Portfolio
Active Product
SHG
49,025 Borrowers
USD 4,501,886.79 Portfolio
Active Product

Loan Products » Summary

115 Borrowers
USD 7,070.26 Portfolio
Active Product
829 Borrowers
USD 97,014.29 Portfolio
Active Product
7,792 Borrowers
USD 514,401.47 Portfolio
Active Product
54 Borrowers
USD 30,921.79 Portfolio
Active Product
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Entrepreneurship Development Loan INR 25,000 - 50,000 10 - 12 0% - 20% 0% - 20% Business Women, Men, Have business Credit Educ, Credit Ins, Tech Asst Visits, Business Training
SHG Loan INR 5,000 - 25,000 12 60% - 80% 0% - 20% Business Women Group Mtgs, Tech Asst Visits, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agricultural loan I (Irrigation loan - Group) MWK 5,000 - 100,000 4 - 12 40% - 60% 0% - 20% Business Women, Men, Have business Credit Educ, Group Mtgs, Business Training
Agricultural Loan II (Rain fed - Group) MWK 5,000 - 200,000 6 - 10 40% - 60% 0% - 20% Business Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Business Loan II (Group) MWK 5,000 - 300,000 6 - 9 40% - 60% 80% - 100% Business, Not unacceptable businesses e.g beer brewing, tobacco, charcoal. Women, Men, Have business Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Business Loan III (Individual) MWK 5,000 - 2,000,000 4 - 12 60% - 80% 80% - 100% Business, Not unacceptable businesses e.g beer brewing, tobacco, charcoal. Women, Men, Have business Credit Educ, Group Mtgs

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Entrepreneurship Development Loan 0% 33% 45.6% N/A
SHG Loan 0% 28.8% - 29.2% 39.4% - 40.7% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Entrepreneurship Development Loan 16.0% annual, Flat 1 Fee 1 Ins None 15.0% upfront 33% 45.6% 35
SHG Loan 15.0% annual, Flat 1 Fee 1 Ins None 15.0% upfront 28.8% - 29.2% 39.4% - 40.7% 37

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural loan I (Irrigation loan - Group) 54.00% annual, Flat 2 Fees 0 Ins None 20.00% upfront 51.9% - 56.9% 63.7% - 70% 82
Agricultural Loan II (Rain fed - Group) 54.00% annual, Flat 2 Fees 0 Ins None 20.00% upfront 52% - 64.5% 63.1% - 79.2% 78
Business Loan II (Group) 48.00% annual, Flat 2 Fees 0 Ins None 20.00% upfront 80.9% - 99.8% 112.7% - 139.6% 39
Business Loan III (Individual) 42.00% annual, Flat 2 Fees 0 Ins None 10.00% upfront 72.8% - 74.5% 91% - 93.2% 45

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Entrepreneurship Development Loan 0% 33% 45.6% N/A
SHG Loan 0% 28.8% - 29.2% 39.4% - 40.7% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Entrepreneurship Development Loan 16.0% annual, Flat 1 Fee 1 Ins Ins None 15.0% upfront 33% 45.6% 35
SHG Loan 15.0% annual, Flat 1 Fee 1 Ins Ins None 15.0% upfront 28.8% - 29.2% 39.4% - 40.7% 37

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural loan I (Irrigation loan - Group) 54.00% annual, Flat 2 Fees 0 Ins Ins None 20.00% upfront 51.9% - 56.9% 63.7% - 70% 82
Agricultural Loan II (Rain fed - Group) 54.00% annual, Flat 2 Fees 0 Ins Ins None 20.00% upfront 52% - 64.5% 63.1% - 79.2% 78
Business Loan II (Group) 48.00% annual, Flat 2 Fees 0 Ins Ins None 20.00% upfront 80.9% - 99.8% 112.7% - 139.6% 39
Business Loan III (Individual) 42.00% annual, Flat 2 Fees 0 Ins Ins None 10.00% upfront 72.8% - 74.5% 91% - 93.2% 45
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