| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2006 |
| Head of Institution | Bishwajit Das |
| Regions active | |
| # Branches | 7 |
| Total Portfolio (nat'l) | INR 24,818,991 |
| Total Portfolio (USD) | USD 468,282.85 |
| Active clients with loans | 6,040 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.actuarcaldas.org/ |
| Year established | 1986 |
| Head of Institution | Fabio Mejia Arango |
| Regions active | |
| # Branches | 4 |
| Total Portfolio (nat'l) | COP 9,550,000,000 |
| Total Portfolio (USD) | USD 5,247,252.75 |
| Active clients with loans | 3,702 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | EMPRENDER, ASOMICROFINANZAS |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Small Loan | INR 1,000 - 25,000 | 12 | 80% - 100% | 0% - 20% | Business, Can ONLY be used for Working Capital | Women, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credito Acompanado | COP 300,000 - 50,000,000 | 1 - 60 | 60% - 80% | 60% - 80% | Any Purpose, VEHICULO, MOTO, VIAJES FAMILIARES | Women, Men, Have business, EL NEGOCIO PUEDE SER FORMAL O INFORMAL | Credit Educ, Credit Ins, Tech Asst Visits, Business Training, ASESORIAS PUNTUALES Y ESPECIALIZADAS PARA EL NEGOCIO, CAPACITACION SOCIEMPORESARIAL, EN DESARROLLO PERSONAL Y EN ARTES Y OFICIOS |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Small Loan | 29.7% | 27.8% - 29.7% | 36.6% - 39.2% | 42 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Small Loan | 12.5% annual, Flat | 0 Fees | 1 Ins | None | 10.0% upfront | 27.8% - 29.7% | 36.6% - 39.2% | 32 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credito Acompanado | 24.0%-28.8% annual, Decl Bal | 1 Fee | 0 | None | N/A | 24% - 33.9% | 24% - 33.9% | 86 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Small Loan | 29.7% | 27.8% - 29.7% | 36.6% - 39.2% | 42 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Small Loan | 12.5% annual, Flat | 0 Fees | 1 Ins Ins | None | 10.0% upfront | 27.8% - 29.7% | 36.6% - 39.2% | 32 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credito Acompanado | 24.0%-28.8% annual, Decl Bal | 1 Fee | 0 | None | N/A | 24% - 33.9% | 24% - 33.9% | 86 |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
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