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Institution

Belstar Investment and Finance Private Limited 11 C, Rathinammal Street , Rangarajapuram, KodambakkamChennai, Tamilnadu600024
Data approved: 2014-09-22
Data version: 4
Age of data: 63 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.belstar.in
Year established2009
Head of InstitutionDr.Kalpana sankar
Regions activeMadhya Pradesh, Tamil Nadu, Puducherry
# Branches64

Total Portfolio (nat'l)INR 1,269,117,806
Total Portfolio (USD)USD 23,945,618.98
Active clients with loans123,092
Approximate % female clients100%
Approximate % urban clients0% - 20%
Network affiliationsMicrofinance Institutions Network - MFIN

Loan Products » Summary

117,606 Borrowers
USD 22,895,241.62 Portfolio
Active Product
5,485 Borrowers
USD 1,050,377.36 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Micro Enterprise Loan INR 12,000 - 30,000 13 - 25 100% 0% - 20% Business, Agriculture Women, Specific age group, Low HH Inc, Med HH Inc, Must be a Member of an SHG, Must be in the age group of 18 to 60 years. Credit Educ, Group Mtgs, Credit Ins, Business Training
Educational Loan INR 11,000 - 11,000 12 100% 0% - 20% Education Women, Specific age group, Low HH Inc, Med HH Inc Credit Ins

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Micro Enterprise Loan 24.7% - 26.4% 25.7% - 28% 26.7% - 29% 100
Educational Loan 24.7% 26.5% 28% 100

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Micro Enterprise Loan 25.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 25.7% - 28% 26.7% - 29% 91
Educational Loan 25.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.5% 28% 89
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
AGFS20047,0002103
Ahantaman RB23,8009,896,000485
APED13,7001,876,000285
ASA Initiative4,400577,000485
ASA-Ghana71,60018,385,000285
ASPI80088,000685
Atwima Kwanwoma3,8001,788,000285
Baobab5,100967,000285
BestFUND13,0004,172,000385
Bonzali Rural10,4001,691,0004103
CashPhase83135,000285
CASUD1,100524,000185
CEDEF50054,000485
CFF10013,000185
CRAN3,6001,019,000285
DQF1,70063,000285
EASL9,20011,409,000685
East Mamprusi12,5002,268,000485
ELDA00085
EMPRETEC Ghana20056,000285
FASL13,50014,047,000885
Grameen Ghana9,500507,000385
ID-Ghana5,600953,000385
Innovative Finance2,700354,000385
Kraban Support7,700781,0005103
KRB4,0006,350,000385
Lower Pra RB34,0006,316,0003103
Maata-N-Tudu12,000941,000485
Mail Finance300288,000185
Markaz00085
Markaz Al Bishara10017,000185
MicrofinPlus Gh1,100251,000285
Nwabiagya RB4,0002,265,000385
OISL62,00027,232,000985
Pro Credit00085
Rich Step100101,000185
SAT147,60029,359,000485
Sekam Trust600137,000285
Simli Pong8,900463,0003103
SS Ghana20035,000185
TCCU10032,000385
The Bridge40032,0003103
Union RB3,8002,361,000485
Caps / Zoom options
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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